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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Not sure what title Julie has but she it the best of the best. If Karise is the loan originator she also was very helpful and kept me on track getting all the docs needed and was very understanding when I was not happy about providing my divorce...
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Jeff was magnificent. It was my first time buying a home and he kindly educated me throughout the process. Any fear I had about taking out a loan was gone quickly and I found a beautiful home. Thank you!
It was wonderful.
I thought Jeff did a very good job when he was engaged, which was a struggle due to the large volume of work that was being processed at the same time.There were lots of issues with communication with the team and rework due to errors that...
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I have known Jeff for years and I have complete trust in his recommendations, he is punctual, communicates well and in a timely manner. Jeff will always be my first choice when it comes to any mortgage needs. Jeff should be considered as a...
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Jeff and his team did an excellent job . I recommend him. In time of Covid . Everything was done by phone and email. Easy process. Also escrow signing. It was in person .That went very well also. Very happy with my loan.
Jeff is knowledgeable and trustworthy. I value that he takes the time to explain when needed and makes sure things are correct. I would go back to Jeff every time. Effortless refi !
It was my first time buying so was a bit intimidated by the process but Jeff made me feel incredibly comfortable after speaking with him. He educated me on the loan process which is more than I could ever ask for. Thank you!
Reply from Jeff Miltenberger
March 2nd, 2021 07:51 PM
Thanks Alicia! Really enjoyed working with you and hope to work with you again in the future!
I called jeff for a refinance while I failed to close it with another company. I did all the paperwork with them and got approval that they were sending my file to close. After two weeks I contacted them and they said they couldn't while I...
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It was my first time buying so was a bit intimidated by the process but Jeff made me feel incredibly comfortable after speaking with him. He educated me on the loan process which is more than I could ever ask for. Thank you!
Reply from Owner
March 2nd, 2021 12:00 AM
Thanks Alicia! Really enjoyed working with you and hope to work with you again in the future!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.