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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Provided great advice to us as first time home buyers with a unique family transaction.
Great experience, with the exception of trying to get into one of the secure sites, but once Laura Padgett came onto my load, she got it fixed and went above and beyond to get my loan completed. She was amazing!!
The refinance process went really well. I was kept informed of the process and appreciate the high quality service I received.
Jeff was great to work with. Very responsive when we had any questions. Great explaining all the details we inquired about.
Exceptional service, Knowledgeable and in constant communication with me on every step of our refinance loan, even the same service from the escrow portion. I was surprised how fast and easy the process was. Highly recommend Jeff and his team...
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Jeff was able to get a refinancing option that worked out well for us. Answered all of my questions in a timely fashion and always pleasant to work with.
The whole team was very timely and organized. It made my first time home buying experience great being able to communicate with everyone effortless.
I’ve used Jeff in the past for loans. He is timely and always makes it easy.
Jeff is hands down the best, he helped us with the original purchasing of our home and then through the refinancing process; everything was quick and smooth in both cases.
Thanks Jeff.
Jeff, I sent you an email specific to my experience and the service I received from Randi. Great job!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.