Top 5%
Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
I had an excellent experience working with NFM Lending. Their team was professional, responsive, and communicated every step of the way, making the entire process smooth and stress free for both my buyers and me.I especially appreciated how...
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My realtors comments are the best review anyone could give Jeff and the team. “This was the smoothest and most efficient funding and closing that I’ve ever experienced“. Her company is linked to their own lending team, but she says she’ll probably...
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Reply from Owner
July 6th, 2026 09:10 PM
2nd time is a charm Kris! Woohoo! Congrats to you on your new place!
The whole process was super smooth and easy. I loved that we did (you), all the heavy lifting during the pre-approval so the actual underwriting was just a formality!
We had a great experience working with Jeff and appreciated the clear and quick communications.
Jeff was fantastic to work with from beginning to end. As first time home buyers, it was so helpful having someone happily willing to explain the process As we worked through it.
Jeff and his team were exceptional. They guided our first time homebuyers seamlessly and set them up for success by clearly setting expectations throughout the entire process. They closed in a timely manner with consistent follow up and excellent...
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I loved how informative and helpful the tmtirw entire team was for every step They were alwaus willing to answer any questions we had as they came up and worked so efficiently to get us into our home Very grateful for Jeff and the team!
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It was a great experience. Very professional and patient. We felt cared for and appreciated.
Communicative and friendly
We appreciate the quick responses to our questions and support through the challenging experience of financing our loan to purchase our new home. The level of communication has been great all the way throughout the process.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
