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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
. ight timeline. we were on a take home line and we still are sorry. I don't have much time right now.
Jeff was fantastic to work with he was readily available throughout the entire process and made our buying experience seamless We highly recommend Jeff and his team!
Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Susan S
Reply from Owner
August 5th, 2026 04:20 PM
Thanks Susan! Congratulations on your new home!
After a very long and difficult process to find our home, working with NFM as our lender felt amazing. Every team member was professional, proactive, communicative, available, and kind. We are grateful for all the attention to detail for this...
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After more than a year of partnering with Jeff Miltenberger and his team at NFM Lending, I can say without hesitation that they are the gold standard for what a lending partner should be. Real estate transactions have a lot of moving parts,...
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Jeff and the NFM team were great to work with! We had a quick close and they were able to get everything completed on time.
Very timely, excellent communication and knowledge base. Any issues I had Jeff was an incredible resource and helped me fixed them promptly
As always NFM is amazing to work with. (This is my second time using NFM) Jeff is very passionate and knowledgeable. Highly recommend using them!
Reply from Owner
July 6th, 2026 09:12 PM
Thank you so much Neha! It is always fun working with you! Congrats on your new place!
This is my second time using NFM lending and I always have such a wonderful experience. Their staff is amazing with communication and Jeff is always so knowledgeable. He always finds the best option for our situation!
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We had a great experience working with NFM Lending, and Jeff was an outstanding throughout the entire process. He was knowledgeable, which made everything feel smooth and stress free. Jeff was always available to answer our questions and made...
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Reply from Owner
August 5th, 2026 04:22 PM
Thanks so much Anna! It was fun working with you as well! Hopefully these rates will drop soon and we can do this again! :) Appreciate the opportunity to work with you!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.