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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
We hesitated about undergoing the process of buying a home. We approached a couple of agents in the past and after submitting our papers we have not heard anything back…Jeff and his team is just the opposite. From assisting us with uploading...
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Reply from Owner
August 5th, 2026 04:17 PM
You are so welcome Judith! It was fun working with you and helping you through this process! I am so happy you were able to find such an amazing home and such a great deal! Congratulations!
Jeff was very knowledgeable and was able to work right thru the challenges of my situation. He was absolutely awesome!
Constant communication . Great attitudes .
I've partnered with Jeff and his team at NFM Lending on countless transactions, and they never disappoint. They're always responsive, client focused, and genuinely knowledgeable about the loan process, which makes a real difference for buyers...
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Great communication, answered our questions honestly and with out fluff .
Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Shahid Q
Reply from Owner
August 5th, 2026 04:19 PM
Thanks Sean! Congrats on your new home!
I had a great experience. Their team is very friendly and follow up pretty much on daily basis during the loan approval process.
Jeff is not only an incredibly knowledgeable and experienced lender, he is also the person who helped me finance my own home. That experience gave me the opportunity to see firsthand the level of knowledge, communication, and care he brings...
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Reply from Owner
August 5th, 2026 04:19 PM
Thanks Jackie! Love working with you too!
If you are looking for a team to help you through your journey with buying a home or refinancing, Jeff and team are the perfect fit for you and your family.
Reply from Owner
July 6th, 2026 09:10 PM
Thanks Don! Great working with you man! Congratulations on your new home!
Jeff and team made a normally stressful time very easy and stress free. They made sure to keep us updated on every step of the process and were very communicative throughout the proces.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.