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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Excellent communication, which is something I really appreciate. And response to questions quickly, etc. Loved the two weekly updates and just the overall experience was wonderful.
Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Pamela H
Very positive and professional friendly and helpful
Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Cody C
Very helpful and knowledgeable. Always available to answer questions or concerns.
I had an excellent experience working with Jeff throughout the entire home-buying process. He was professional, knowledgeable, responsive, and incredibly patient from start to finish. Jeff took the time to explain each step, answer my questions...
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I had an excellent experience working with Jeff throughout the entire home-buying process. He was professional, knowledgeable, responsive, and incredibly patient from start to finish. Jeff took the time to explain each step, answer my questions...
read more
Had a great experience working with Jeff and team.
Jeff and team were amazing. Their knowledge of the process and having them look out for me was a god send. I highly recommend Jeff and team at NFM Lending.
Reply from Owner
August 31st, 2026 04:36 PM
Thanks so much for the kinds words, Adam! I am glad you were able to find the right house! My team and I really enjoyed working with you and so happy for you to close on this new home! Congratulations!
Jeff was super knowledgeable and patient with me during this whole process. Jeff was looking out for and directed us towards the most savings possible on this process. I have never had such a pain free process.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.