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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Jeff, Julie and Shannon comprised the team that we worked with. There was never a moment that we felt that communication was lacking. The whole team anticipated the questions we might have, and were ready with answers. Additionally, we threw...
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It was quick and easy to complet.
Everything worked out great . Jeff did everything possible to get a good rate
Did what he said he was going to do and my children and are very grateful.
Jeff and the whole team was very professional and answered all my questions ,they made the process very smooth and I will definitely be using them again. Thank you for getting me into my new house!
Everyone on the team was incredibly informative and helped walk us through this process as first time home buyers! The communication was fantastic and I felt up to date every step of the way! We came to NFM with a house already in mind and...
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Easy breezy made the act of first time home buying much less intimidating !
Jeff and his team has been on point and helped us throughout the process. Kept us all informed in a timely manner. Always available to discuss and answer questions during the process. Appreciate the partnership.
Was referred to nfm lending from a co worker of mine who had used Jeff when he purchased his house My experience with Jeff and everyone at nfm lending was amazing super on point closed on time very informative on the whole process Will recommend...
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Everyone was very cooperative, informative, and understanding. For a first time home buyer, everyone was very helpful whenever I had a question. Shannon and Jeff were both very easy to work with and did not disappoint.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.