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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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My overall experience was great. Although the process required a lot of information but it was worth it. Everyone involved was really helpful ensuring we got our new home approved . I am really glad we choose this company. Looking forward to...
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Working with Jeff and team was pretty smooth I liked the portal for uploads it was fairly easy to use.
They were very communicative and proactive, they were also determined to make it work. They guild You in the area you have to work -on to make you qualif.
We had an excellent experience working with Jeff and his team. They are highly organized, communicative, and a pleasure to collaborate with. They consistently go above and beyond for their clients, and we truly appreciate their dedication and...
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Jeff and his team made my refinance process super smooth. If I had questions, someone always answered quickly and explained things well. I got updates at every step of the process. If there were hiccups, the team figured out a solution quickly....
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The entire process was overwhelming at times but Jeff was amazing, helpful and thorough.
Fast response and resourceful
great team, thorough communication, smooth transaction. Would highly recommend
Very professional and knowledgeable staff. Great communications, and team work.
NFM made the process of qualifying and purchasing a new home as painless as possible.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.