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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Very knowledgeable and responsive
Jeff is great to work with. He called after our realtor reached out to him. He got us prequalified right away. Went through our finances came up with a plan to get our budget approved. He was hoping from beginning to end. We closed right on...
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Jeff the lender and his team including Julie, Todd, and Melissa were so helpful on my home buying journey. I especially enjoyed Todd. I always felt in the loop and knew exactly what was going on and the next steps. He worked with my real estate...
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Reply from Owner
October 8th, 2024 07:27 PM
I love it. Thank you so much Alexis! Todd is an amazing part of my team. It was truly a pleasure to work with you and so happy for you and your family. I love the Flag! Our service doesn't end here either. We will always be here to help, so...
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Amazing expertise. So much patience and knowledge
JEFF SHOULD BE KNOWN AS THE NO STRESS LENDER. HELD OUR HAND AND GUIDED US THROUGH WHAT WAS A SEAMLESS TRANSACTION. HIS STAFF WAS ALWAYS QUICK TO RESPOND TO OUR INQUIRIES. THEY PROVIDED A ROAD MAP IN THE BEGINNING THAT HELD TRUE TO THE END....
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Reply from Owner
October 2nd, 2024 06:23 PM
Thank you so much Chuck! We enjoyed working with you as well! I am so excited for you and Michael! Congratulations on your new home!
They made everything about the process make sense and easy
Jeff held my hand with great communication and service to ease my nervousness.
Made the right choice going with NFM! Felt more than just a number, and more like a family friend. Looking forward to a long term relationship.
The whole experience was great. Appreciated the twice weekly updates. Very quick responses to all our communication. The one thing I would have liked to see differently is more of a walk through or preparation for the upcoming steps and what...
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Great people & response times. Very helpful Process was just SOOO long....but I know that's nobody's fault, just the way it goes w/refi. Would definitely refer you and use again.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.