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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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We had a fantastic experience working with NFM Lending and our loan originator. They provided a financing solution that was ideal for us, which we couldn't find with other lenders. The communication was exceptional throughout the process, and...
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It's our second time to work with Jeff and his team. He made whole process of refinancing our house stress free. We trust him over any other lenders out there. We will continue to work with him if we need refinance in the future. I will recommend...
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I really like the way they help us to make everything easy to refinance our house and I know I can trust these professi..
We had a good experience working with Jeff. He worked with us for months, until we were finally able to jump on the rate we were waiting for when they came down.
The loan experts were very professional and knowledgeable but our overall experience was a bit overwhelming. We received an extensive amount of emails and worked with three different individuals which made the process somewhat confusing especially...
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It was wonderful experience to work with NFM there were some issues regarding closing and it cuase little delay but Jeff and team did great work and resolved all hurdles.
This is my second deal with Jeff and he and his team are amazing. They accomodate tight deadlines and edge cases. Jeff is very responsive and is always willing to fully inform me about what's going on. I beleive he always find me the best deals...
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Things went very smooth and no real issues to get our lending done !
Great job and very helpful
Jeff is extremely knowledgeable and is an excellent communicator! Most importantly he gets the job done! Thanks for all of your and your team's help getting us closed on time.
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.