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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Great service from NFM- Lending services know what they are doing and willingness to help if they can. Thanks jeff
Reply from Jeff Miltenberger
July 12th, 2025 12:40 PM
Thank you, Daud, for your kind words. I'm delighted to hear that you had a positive experience with NFM Lending and that you found my assistance helpful. If there's anything else I can do for you in the future, please don't hesitate to reach...
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Jeff, Shannon, and the team were all fantastic! The communication was reliable and accurate and I appreciated knowing where we were in the process at all times. Jeff did exactly what he said he would, overestimating as opposed to low balling....
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I really appreciated the strong communication. Timeline and task updates made it so I always knew where we were in the process.
Very responsive to questions. Before I we offered and committed to anything the team gave me very clear expecations of what our the financial burden would be, which really helped me make an informed decision. After we got an offer accepted,...
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Amazing!!!
Jeff Miltenberger gave me all options so I could choose the best loan for my needs . He even referred me to Heidi Gage for a reno Reno loan, who was also great However in the end Jeff was the best choice to move forward with and his team includin...
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Fast response, quick pre approval so we could could put an offer in the following day. Helpful and thoughtful staff throughout the process
Jeff and his group at NFM lending were recommended by a friend. Best recommendation I have received. The group was fast, efficient and kept in contact throughout the entire home loan process. We even closed early with no issues. Jeff offered...
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Reply from Owner
February 2nd, 2026 11:52 PM
Thanks so much Jennifer! I really enjoyed working with you and looking forward to working with you again once these darn rates get a little lower. We will be in touch soon! Congrats on your new place!
Th was my third home buying experience and by far the easiest and smoothest I've ever had it was great!
Jeff was knowledgeable and stayed up on communication in a timely manor
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
