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Jeff Miltenberger at NFM Lending - Branch Manager | NMLS# 108278 in Lynnwood, WA
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Jeff Miltenberger at NFM Lending

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Branch Manager | NMLS# 108278

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With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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5 Star
96%
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3%
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Reviews from Web
  • Encompass
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    Debra D
    Blaine, WA
    Posted on October 1st, 2025 02:26 PM
    Very professional, quick to respond, and smooth transaction over all. One of the best lenders that we've worked with so far
    Reply from Jeff Miltenberger
    December 18th, 2025 09:25 PM
    Thank you for your kind words! Being recognized as one of the best lenders you’ve worked with is an honor. We’re always here to help with any future mortgage or home financing needs.
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    Molly E P
    Lake Stevens, WA
    Posted on August 28th, 2025 05:48 PM
    Jeff and team are the best!
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    Kevin S
    Casa Grande, AZ
    Posted on August 15th, 2025 02:40 PM
    met quick closing schedule, commincated very well through the process.
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    Ricky A M
    Mukilteo, WA
    Posted on August 7th, 2025 04:41 PM
    I really appreciated the twice-weekly updates from the closing team. Also, I always felt that I was kept well informed throughout the process
  • Encompass
    S
    Sheri N
    Alvarado, TX
    Posted on August 1st, 2025 05:28 PM
    Awesome experience. Mainly dealt with Jeff and Shannon. They were very helpful and responsive.
    Reply from Jeff Miltenberger
    December 18th, 2025 09:41 PM
    We appreciate your 5-star review! It’s great to hear that Jeff and Shannon provided such a positive experience. If you ever need mortgage assistance again, or know someone who does, we’d be happy to help!
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    Ivy R M
    Spokane, WA
    Posted on July 18th, 2025 03:23 PM
    Jeff and his team were fantastic to work with
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    Kira C
    Marysville, WA
    Posted on July 14th, 2025 12:07 PM
    We had a great experience with Jeff and his team. They were very communicative and did everything they could to make sure the process was smooth and worked in our favor!
    Reply from Jeff Miltenberger
    December 18th, 2025 10:54 PM
    Thank you for the 5-star review! We’re so glad to hear you had a great experience with Jeff and the team. Clear communication and a smooth mortgage process are always our top priorities, and we’re happy everything worked in your favor. We truly...
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  • Encompass
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    Eric S
    Everett, WA
    Posted on July 7th, 2025 02:21 PM
    We really enjoyed working with Jeff's team. We appreciate their their professionalism through the home search and buying process. We found Jeff's team to be very efficient each time we went through the pre-approval process with them, and Jeff...
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  • Encompass
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    Jasmina D V
    Kent, WA
    Posted on July 6th, 2025 06:08 AM
    Super and fast work thank you so much NFM and jeff and your team too. we are so excited for our new house. Perfect guidance.
    Reply from Jeff Miltenberger
    July 16th, 2025 06:09 AM
    I'm pleased to hear that you were happy with the service and guidance provided by myself and the team at NFM Lending. It's wonderful to know that you're excited about your new home. If there's anything you need as you settle in or for future...
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    Dominic M
    Mount Vernon, WA
    Posted on July 4th, 2025 09:58 AM
    it was a wonderful first time experience. very helpful with information and relaying that information to you in a timely manner
    Reply from Jeff Miltenberger
    July 14th, 2025 09:59 AM
    I'm glad to hear that your first experience went smoothly and that you found the information provided helpful and timely. If you have any more questions or need further assistance in the future, feel free to contact me. Thank you for choosing...
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    About
    With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind. I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    VA Loans
    FHA Loans
    Cash Out Refinances
    Down Payment Assistance Programs
    Unique Income
    Credit Repair Assistance
    Long Term Home Ownership Planning
    RSU Income
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    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 108278
    Awards
    CEO Club - NFM Len...
    Scotsman Guide Top...
    Achievements
    • #1 Dad
    • Scotsman Guide Top Producer
    • Top Lender at NFM Lending
    • View All
    Hobbies
    • Boating
    • Visiting Daughters at College
    • Team Dinners
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.