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Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278

With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
Jeff helped us to but our orginal home. Eventually our loan was sold, and we stayed in touch over the prior year until an opportunity to refi came up. He was incredibly helpful and supportive!
Reply from Jeff Miltenberger
November 26th, 2025 09:53 PM
Thank you so much for taking the time to share this! It was a pleasure helping you purchase your home and staying connected as we explored the timing for a refinance. I’m glad we could find an opportunity that worked for you, and I truly appreciate...
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Keeping me updated, throughout the process was especially important. you And your team we're very accomodative and timely when we had question, requests, and concerns.
Reply from Jeff Miltenberger
December 3rd, 2025 09:48 PM
Thank you so much for your review! Keeping you updated throughout the process is a top priority for us, so I’m glad that stood out. If you ever have any other questions regarding your loan, the market, or other opportunities, I am here to help!...
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Everyone was wonderful, helpful, and ontop of getting things taken care of very quickly!
Reply from Owner
November 11th, 2025 05:34 PM
Thank you Laura! You were amazing to work with! I am so happy for you and your daughter! Congratulations!
Everyone was wonderful, extremely helpful, and onto of everything.
Reply from Jeff Miltenberger
December 3rd, 2025 09:49 PM
Thank you so much for your kind words! We’re thrilled to hear our team was helpful and stayed on top of everything for you. It was a pleasure working with you!
Quick service and detailed responses
Reply from Jeff Miltenberger
December 3rd, 2025 09:51 PM
Thank you for the great review! I'm glad we could provide quick service and clear, detailed answers. It was a pleasure working with you! Always feel free to reach out if you have any additional questions.
As always, a wonderful experience!
Reply from Jeff Miltenberger
December 3rd, 2025 09:53 PM
Thank you, Leanne! Always a pleasure working with you. I will be in touch with you to check in and any potential opportunities, but feel free to reach out if there is anything else I can assist you with!
thumbs up!
I had the best experience with Jeff and his team, wonderful communication got me into my home with ease.
Reply from Jeff Miltenberger
December 3rd, 2025 09:56 PM
Thank you so much for your kind words! We’re thrilled to hear that our communication made your homebuying experience smooth and easy. Congratulations on your new home!
The process was easy and Jeff was always available to answer questions
Reply from Jeff Miltenberger
December 18th, 2025 09:20 PM
It's great to hear that the process felt seamless and that we were available to address your questions. We aim to make every step straightforward for our clients, and we're glad we could support you along the way. If you have any future inquiries...
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Jeff was not able to help us with our financial situation but man he did try! We cold called him and he made time for us right then and got back to us later that same day with answers about our situation. Will be keeping him in mind if our...
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Reply from Owner
February 2nd, 2026 11:52 PM
Thanks so much Moriah! I appreciate your kinds words. I hope we do get a chance to work together again in the future!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.