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Jeff Miltenberger at NFM Lending - Branch Manager | NMLS# 108278 in Lynnwood, WA
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Jeff Miltenberger at NFM Lending

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Branch Manager | NMLS# 108278

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With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
  • Encompass
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    Alexander R
    North Bend, WA
    Posted on November 24th, 2025 09:17 PM
    Jeff helped us to but our orginal home. Eventually our loan was sold, and we stayed in touch over the prior year until an opportunity to refi came up. He was incredibly helpful and supportive!
    Reply from Jeff Miltenberger
    November 26th, 2025 09:53 PM
    Thank you so much for taking the time to share this! It was a pleasure helping you purchase your home and staying connected as we explored the timing for a refinance. I’m glad we could find an opportunity that worked for you, and I truly appreciate...
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    Jeffrey A
    Bellingham, WA
    Posted on November 22nd, 2025 01:47 PM
    Keeping me updated, throughout the process was especially important. you And your team we're very accomodative and timely when we had question, requests, and concerns.
    Reply from Jeff Miltenberger
    December 3rd, 2025 09:48 PM
    Thank you so much for your review! Keeping you updated throughout the process is a top priority for us, so I’m glad that stood out. If you ever have any other questions regarding your loan, the market, or other opportunities, I am here to help!...
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    Laura P
    Posted on November 11th, 2025 01:52 PM
    Everyone was wonderful, helpful, and ontop of getting things taken care of very quickly!
    Reply from Owner
    November 11th, 2025 05:34 PM
    Thank you Laura! You were amazing to work with! I am so happy for you and your daughter! Congratulations!
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    Laura P
    Marysville, WA
    Posted on November 11th, 2025 01:52 PM
    Everyone was wonderful, extremely helpful, and onto of everything.
    Reply from Jeff Miltenberger
    December 3rd, 2025 09:49 PM
    Thank you so much for your kind words! We’re thrilled to hear our team was helpful and stayed on top of everything for you. It was a pleasure working with you!
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    Amy R
    Maple Valley, WA
    Posted on November 1st, 2025 09:29 PM
    Quick service and detailed responses
    Reply from Jeff Miltenberger
    December 3rd, 2025 09:51 PM
    Thank you for the great review! I'm glad we could provide quick service and clear, detailed answers. It was a pleasure working with you! Always feel free to reach out if you have any additional questions.
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    Leanne L L
    Des Moines, WA
    Posted on October 31st, 2025 11:17 AM
    As always, a wonderful experience!
    Reply from Jeff Miltenberger
    December 3rd, 2025 09:53 PM
    Thank you, Leanne! Always a pleasure working with you. I will be in touch with you to check in and any potential opportunities, but feel free to reach out if there is anything else I can assist you with!
  • Encompass
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    David P
    Maple Valley, WA
    Posted on October 28th, 2025 07:03 PM
    thumbs up!
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    Pharaby J M R
    Burlington, WA
    Posted on October 28th, 2025 03:25 PM
    I had the best experience with Jeff and his team, wonderful communication got me into my home with ease.
    Reply from Jeff Miltenberger
    December 3rd, 2025 09:56 PM
    Thank you so much for your kind words! We’re thrilled to hear that our communication made your homebuying experience smooth and easy. Congratulations on your new home!
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    Morgan M M
    Kenmore, WA
    Posted on October 15th, 2025 06:10 AM
    The process was easy and Jeff was always available to answer questions
    Reply from Jeff Miltenberger
    December 18th, 2025 09:20 PM
    It's great to hear that the process felt seamless and that we were available to address your questions. We aim to make every step straightforward for our clients, and we're glad we could support you along the way. If you have any future inquiries...
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    Moriah R
    Posted on October 10th, 2025 02:22 AM
    Jeff was not able to help us with our financial situation but man he did try! We cold called him and he made time for us right then and got back to us later that same day with answers about our situation. Will be keeping him in mind if our...
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    Reply from Owner
    February 2nd, 2026 11:52 PM
    Thanks so much Moriah! I appreciate your kinds words. I hope we do get a chance to work together again in the future!
  • 101–110 of 749
    About
    With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind. I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    VA Loans
    FHA Loans
    Cash Out Refinances
    Down Payment Assistance Programs
    Unique Income
    Credit Repair Assistance
    Long Term Home Ownership Planning
    RSU Income
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    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 108278
    Awards
    CEO Club - NFM Len...
    Scotsman Guide Top...
    Achievements
    • #1 Dad
    • Scotsman Guide Top Producer
    • Top Lender at NFM Lending
    • View All
    Hobbies
    • Boating
    • Visiting Daughters at College
    • Team Dinners
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.