Top 5%
Jeff Miltenberger at NFM Lending
Branch Manager | NMLS# 108278
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve wo... Show More
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Reviews from Web
his team were very professional throughout the whole process and were able to communicate regularly with each step of the way. This was amazing because my client was not as familiar with type of loan and process, but they were very happy that...
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Very knowledgeable and experienced lender.
Reply from Jeff Miltenberger
December 18th, 2025 08:01 PM
Thank you for your kind words! We focus on communication, education, and personalized service to ensure a smooth home loan process. We appreciate your review and the opportunity to work with you. Let me know if there is anything else I can...
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Jeff Miltenberger at NFM Lending has received a review with 5 star rating from Eric W
Reply from Owner
February 2nd, 2026 11:50 PM
Thanks for the 5 stars Eric! I know we just recently worked together before a well, so you are now speechless! LOL! I hope you love your new place in ID!
The NFM Lending team were exceptional at coordinating two mortgage loans to successfully close a bridge loan, and a mortgage home loan. The team was very efficient at communicating with two realty groups in different states, Washington and...
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Reply from Jeff Miltenberger
December 18th, 2025 09:12 PM
Thank you for the great review! Our team specializes in complex mortgage solutions, including bridge loans and multi-state transactions. We’re glad our communication and coordination made the process smooth, and we appreciate your trust in...
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The team patiently explained what everything meant and walked us through the process as first time buyers with professionalism and efficiency.
Reply from Jeff Miltenberger
December 3rd, 2025 09:37 PM
Congratulations on your new home! 🏡✨
Thank you so much, Starla! If you ever have questions or need anything as you settle in, or if someone you know is starting their own homebuying journey we are always here to help.
Everyone ive worked with at NFM is professional and great communicators. I always know what is going on and have confidence they are on top of things!
Reply from Jeff Miltenberger
December 3rd, 2025 09:38 PM
Thank you so much for the great review! We’re thrilled to hear that you’ve had such positive experiences with our team. Clear communication and keeping you confidently in the loop is always our goal. We appreciate you and look forward to working...
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Everyone ive worked with at NFM is professional and great communicators. I always know what is going on and have confidence they are on top of things!
Reply from Jeff Miltenberger
December 3rd, 2025 09:43 PM
It means a lot to hear that our team kept you informed and confident every step of the way! We appreciate your trust and look forward to supporting you on the next one!
Being first time home buyers we had no idea what to expect or what we really needed to do. The team guided us through the unknown with expertise and confidence. They really do treat you like a friend and not just a home loan. Great experience....
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Reply from Jeff Miltenberger
December 3rd, 2025 09:45 PM
Thank you so much for sharing this! Being a first-time homebuyer can feel like a big leap, and I’m so glad our team could guide you through everything with confidence and care. We truly aim to treat every client like a friend, and it means...
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Working with NFM Lending was great, especially as a first time home buyer. Our team was great about communicating each step with us and explained anything we had questions about in plain language. They were timely with all communications and...
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Reply from Owner
November 26th, 2025 08:52 PM
Awesome, thank you so much for the kind words Starla! I loved working with you and excited for you and your family moving into your new home! Congratulations! Happy Thanksgiving!
Great loan experience
Reply from Jeff Miltenberger
December 3rd, 2025 09:45 PM
Thank you! We’re so glad to hear you had a great loan experience. We appreciate you and are always here if you need anything in the future!
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About
With 100 years of combined experience in mortgage lending, my team and I have seen it all. The one thing that continues to motivate me in this business is working with clients and helping them achieve their goals of home ownership. We’ve worked with thousands of clients over the years, and each one is unique. Whether you are a first time home buyer or an experienced homeowner, your experience is super important to us. We’ve found that no matter your background, knowledge is the key to a successful home buying experience. We have created a team and process that is second to none, all with you in mind.
I want to thank you for your trust and I look forward to working with you for the first, second, or 15th time!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
VA Loans
FHA Loans
Cash Out Refinances
Down Payment Assistance Programs
Unique Income
Credit Repair Assistance
Long Term Home Ownership Planning
RSU Income
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 108278
Awards
CEO Club - NFM Len...
Scotsman Guide Top...
Achievements
- #1 Dad
- Scotsman Guide Top Producer
- Top Lender at NFM Lending
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Hobbies
- Boating
- Visiting Daughters at College
- Team Dinners
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
