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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(847) 343-8224
Minneapolis, MN
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    Katelyn S
    Deerfield, IL
    Posted on November 12th, 2025 04:59 PM
    Jay and team (Bryson, Amber) were fantastic and there for me every step of the way during my long home search and closing. Their education and support went above and beyond.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Katelyn Good morning. I just wanted to thank you for your kind words since it was a pleasure to work with you. Enjoy your new home. Take care. J
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    Scott S
    Joliet, IL
    Posted on November 6th, 2025 03:57 PM
    Clearly explained every step of the refinance process
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    Dawn S
    Little Rock, AR
    Posted on November 6th, 2025 02:55 PM
    thanks for closing this loan!
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    Sarah Y
    Elgin, IL
    Posted on November 6th, 2025 11:52 AM
    Jay was very efficient
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Sarah Thx for your review. I hope that you and Ivan are settling nicely into your new place. All the best. J
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    Ekaterina P
    Chicago, IL
    Posted on October 29th, 2025 08:04 PM
    Everything was good.
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    Artem K
    Chicago, IL
    Posted on October 26th, 2025 12:49 PM
    Support and professionalism!
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Artem Good morning. Thanks for your review. I hope that both you and Kate are settling nicely into your new place. Take care. J
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    Bradley B
    Elk Grove Village, IL
    Posted on October 9th, 2025 02:40 PM
    Jay shepharded the process to make sure all the Is were dotted and the Ts crossed.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Brad Thanks so much for the kind review. Just let me know if I can ever be of assistance in the future Take care J
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    Nabil D
    Chicago, IL
    Posted on September 11th, 2025 03:06 AM
    This is my second experience with Jay in less than 10 years. As a returned client, it was great to work with Jay and his team. He explained the process clearly, kept me updated along the way, and was always easy to reach when I had questions....
    read more
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Nabil-Thanks for the kind words since it was a pleasure working with you again. Best of luck with the transitioning into your new place. If I can ever help you, a family member or a friend in the future, just let me know.All the bestTake...
    read more
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    Sebastian H
    Chicago, IL
    Posted on September 8th, 2025 02:54 PM
    Fast communication and Jay returns his calls and reply his emails in good time.
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    Dana G
    Mequon, WI
    Posted on August 28th, 2025 11:55 AM
    More communication, adhering to deadlines, working with a sense of urgency
    • 31–40 of 593
    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938