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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(847) 343-8224
Minneapolis, MN
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    Adolfo P
    Plainfield, IL
    Posted on January 19th, 2026 05:56 PM
    Jay is very helpful and always there with us step by step
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx for the kind words Adolfo. It is always a pleasure working with both you and Claudia. Take care. J
  • SFTP
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    Claudia P
    Plainfield, IL
    Posted on January 15th, 2026 02:31 PM
    Jay helped us when we bought our 1st and 2nd home as well as a refinance. Jay is very knowledgeable and was so helpful. He guided us through the process and was very responsive when communicating via email, phone call and text. I would definitely...
    read more
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thanks for the nice review Claudia. It is always great. to work with both you and Adolfo and I really appreciate the business. Take care. J
  • SFTP
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    Daryl L
    Beach Park, IL
    Posted on December 30th, 2025 04:27 PM
    Dorothy and I truly appreciated Jay's hard work an effort from start to finish. He was very helpful and constantly informing us of the next steps and what was needed. Although there was some moments of frustration, he helped keep things together...
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    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thanks for the kind words Darryl since I really do appreciate it. I hope that you and Dorothy are transitioning nicely into your new place. Take care. J
  • SFTP
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    Dane S
    Lake Bluff, IL
    Posted on December 24th, 2025 01:02 PM
    Lots of questions about income and extra work for that. Given th level of income and our credit scores, we thought that could have been smoother.
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    LuAnne H
    Naperville, IL
    Posted on December 18th, 2025 01:45 PM
    Communication!
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx Luanne I hope all is going well. If I can ever be of help to you in the future, just let me know. Take care. J
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    Kelly S
    Lake Bluff, IL
    Posted on December 18th, 2025 11:48 AM
    Jay was friendly, knowledgeable, and easy to contact. He responded in a very timely manner!
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Kelly Thanks for the review. I hope you, Dane and the rest of your family enjoy your new place. Have a great few weeks over the holiday holidays. Take care J
  • SFTP
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    Jared H
    Chula Vista, CA
    Posted on December 9th, 2025 07:57 PM
    Jay was on top of things every step of the way, and responded quickly to texts and emails. He took excellent care of my client and laid out an ideal preparation path so we could still get the job done on an expedited timeline. I would highly...
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  • Zillow
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    Jared2802
    Chula Vista, CA
    Posted on December 9th, 2025 12:00 AM
    Jay was on top of things every step of the way, and responded quickly to texts and emails. He took excellent care of my client and laid out an ideal preparation path so we could still get the job done on an expedited timeline. I would highly...
    read more
  • SFTP
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    Shannon T
    Deerfield, IL
    Posted on November 20th, 2025 05:24 PM
    Smooth deal with no hiccups at all!
  • SFTP
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    Joe Z
    Deerfield, IL
    Posted on November 15th, 2025 05:08 PM
    Short turn around and closed on time
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938