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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(847) 343-8224
Minneapolis, MN
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    Jiaan W
    Schaumburg, IL
    Posted on June 10th, 2026 09:05 PM
    Jay is the best load officer i have ever worked with. It has been a pleasure to work with him and his team. They are responsive, professional and work outside normal hours to help all our questions and concern. Would recommend to anyone that...
    read more
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi JiaanThanks so much for the kind words since it was my pleasure to work with both you and Lee. I hope you both really enjoy your new home and if I can ever help you, a family member, or a friend in the future just let me know.Take careJ
    read more
  • SFTP
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    Steve J
    Batavia, IL
    Posted on June 9th, 2026 04:32 PM
    Jay is evry attentive, understanding, knowlegable, patience,and down to earth.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx Lee J
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    Carol W
    Schaumburg, IL
    Posted on June 9th, 2026 04:27 PM
    Jay had amazing follow up and provided great financial information regarding how to structure my client's loan. I would absolutley recommend him to new Buyers, family, and friends!
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    Linda Q
    Hampshire, IL
    Posted on May 27th, 2026 02:18 PM
    Jay was EXCELLENT, efficient, responsive, and very EASY to work with from the contract to the closing! I would HIGHLY recommend Jay and First State Mortgage!
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    Christina B
    Hampshire, IL
    Posted on May 27th, 2026 01:18 PM
    The communications through the whole proces.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Aslihan & Ganesh- Thanks so much for the kind words since I really do appreciate it. If I I can ever help you, a family member or a friend in the future, just let me know. Take J
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    Jennifer G
    St Charles, IL
    Posted on April 24th, 2026 01:34 PM
    Jay and his team are knowledgeable, creative problem-solvers and very kind. They helped walk me through an unexpected move with so much kindness and always available to answer questions. Thank you!
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Jennifer Thanks so much for the nice review. It was a pleasure working with you and I hope things settle down a little bit for you sooner than later. Enjoy your new place. If I can ever help you, a friend or family member in the future,...
    read more
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    Jarrod K
    Bloomingdale, IL
    Posted on March 29th, 2026 08:04 PM
    The communication and follow through was phenomenal. We felt very comfortable working with Jay and his team.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx Jarrod. If I could ever help in the future, just let me know. Thanks so much for the repeat business since I really do appreciate it. Take care. J
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    Debra E
    Berkeley, IL
    Posted on March 26th, 2026 02:39 PM
    Jay making himself available and making this no in person experience comfortable for me.
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    Lauren S
    Wheeling, IL
    Posted on February 5th, 2026 12:00 AM
    The ease of communication and the quickness in answering any questions that I had made the experience not as tedious and loathsone as it could have been.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx Lauren!
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    Alex G
    Chula Vista, CA
    Posted on January 22nd, 2026 05:02 PM
    Working with Jay is always a smooth and seamless experience. Jay and his team are a pleasure to work with and I will highly recommend them to friends and family.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Alex Good morning. I just wanted to thank you for the kind words. I hope that you are transitioning nicely into your new place. Take care J
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938