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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(847) 343-8224
Minneapolis, MN
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • SFTP
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    Kimberly Z
    Dekalb, IL
    Posted on August 27th, 2026 12:28 PM
    Woth Jay's great communication & vast knowledge, recommending him to my clients is a no brainer. If they are committed to getting a loan, Jay will be there the entire way to the closing table, with clear concise direction along the way! He...
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    Aslihan V
    Naperville, IL
    Posted on August 25th, 2026 12:28 AM
    Jay was very helpful and responsive. He explained things clearly.
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    Ganesh R
    Naperville, IL
    Posted on August 24th, 2026 02:57 PM
    Jay explained the line items in great detail
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    Baba A
    Crest Hill, IL
    Posted on August 24th, 2026 02:28 PM
    I recieved the guidance needed from the beginning to the end. Every vital information was shared and explained to my understanding which made the loan process smooth.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Baba Good morning and thanks so much for the kind words. It was a pleasure working with you and I hope you are transitioning nicely into your new place. If I can ever be of any help in the future, just let me know. Take care. J
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    Celli M
    Richmond, KY
    Posted on July 29th, 2026 10:34 AM
    faster than any other lender! Enjoy working with Jay!
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Celi- Good morning and thanks for the kind words. Hopefully your production is good for the rest of the year. If I can ever assist, just let me know. Take care J
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    Richard R
    Richmond, KY
    Posted on July 20th, 2026 05:17 PM
    Jay is outstanding and always has been
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx Rich. Enjoy your new place:) Please say hi to Dena for me! Take care. J J
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    K
    Kenneth S
    Grayslake, IL
    Posted on July 13th, 2026 01:59 PM
    Jay was thorough, offered helpful advice, kept in constant contact with us to make sure we were aware of the progress, and he and his team were very kind, friendly, and professional.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Thx for the words Ken. I was a pleasure working with you and Diana. Enjoy your new place Take care J
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    Puneet G
    Aurora, IL
    Posted on June 25th, 2026 11:28 AM
    Overall experience was good except the fact that the closing document was pending till the last day.
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    Julie S
    Bradenton, FL
    Posted on June 17th, 2026 02:14 AM
    We had a great experience working with Jay. He was knowledgeable, professional, and extremely responsive throughout the entire process. What really stood out was how quickly he handled our last-minute request for a pre-approval letter. He responded...
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    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Julie Thanks for the kind words and I really do appreciate the repeat business. Enjoy your new place and hope to see you in the spring. Take care.J
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    Lee Y
    Schaumburg, IL
    Posted on June 15th, 2026 03:43 PM
    Jay was great to work with. He is very knowledgeable and walk us through every step.
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938