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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

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Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(847) 343-8224
Minneapolis, MN
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
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    Jennifer L R
    Mequon, WI
    Posted on August 28th, 2025 11:55 AM
    We closed on
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    Stephen C
    Geneva, IL
    Posted on August 19th, 2025 02:40 PM
    Jay did a good job. Just some issues with the whole process. To much hassle with the loan company. Too bad most people were on vacation off and on during the process. No help with the title company at the closing.
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    Matthew P
    Saint Charles, IL
    Posted on August 18th, 2025 03:22 PM
    Jay listened to our situation with empathy and provided great advice! We weren't sure if buying was in our future, but Jay's expertise led us to a purchase that we are very happy with. Thanks Jay and Team!
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Matt Thx for the nice survey. It was a pleasure working with you and Lindsay Enjoy your new place J
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    Kathryn P
    Bonita Springs, FL
    Posted on August 14th, 2025 03:08 PM
    The underwriting process was frustrating:- Multiple iterations of requests from the underwriters, and multiple requests for documents already submitted. - The final 'clear to close' notice was received within 72 hours of our closing date.-...
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    Craig S
    Park City, UT
    Posted on July 30th, 2025 07:11 PM
    Jay knows everything about loans.
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    Aamir H
    Glendale Heights, IL
    Posted on July 24th, 2025 04:33 PM
    I had a GREAT experience working with Jay Cunningham and the team! From start to finish, everything was handled professionally and with genuine care. Jay was knowledgeable, responsive, and always made sure I was comfortable and informed at...
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    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Aamir Thanks for the kind words I hope all is going well with your transitioning into your new place. If I can ever help in the future just let me know Take care J
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    Sarah K
    Antioch, IL
    Posted on July 14th, 2025 05:32 PM
    Jay was super friendly and made the process as comfortable as possible, which was a must since this was my first time buying a home.
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi SarahThanks so much for the kind words. It was a pleasure working with you and I hope all is going well with the transitioning into your new home. If I can ever be of assistance in the future, please do not hesitate to call.Take care.J
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  • Zillow
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    Sarah K
    Antioch, IL
    Posted on July 14th, 2025 12:00 AM
    Jay was super friendly and made the process as comfortable as possible. This was a must since it was my first time buying a home, and I had no idea how any of the process worked. He talked me through it and answered all of my questions. My...
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    Hugo A
    Naperville, IL
    Posted on July 7th, 2025 04:27 PM
    Everything from start to finish! Great service! Always On top of things
    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Hugo You were a pleasure to work with. Thanks so much for the business. Take care J
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    Zhongyang L
    Palatine, IL
    Posted on July 7th, 2025 03:26 PM
    Jay is thoughtful and caring person, when we face any issues, Jay is always there to support you. And the digital and virtual engagement/process of lending/mortgage is easy, clear and simple. We can't figure the right mortgage rate without...
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    Reply from Jay Cunningham
    August 31st, 2026 02:13 PM
    Hi Ali Thx Have a great week! Take care J
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938