

Jason Montoya
Loan Officer | NMLS # 234611

I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
THANKS AGAIN JASON !
Reply from Jason Montoya
April 7th, 2026 07:55 PM
Thanks for your feedback!
Jason is very professional and very help
Reply from Jason Montoya
April 7th, 2026 07:55 PM
So happy to be able to help
my experience with Jason Montoya The way he handle my refinancing was absolutely professional.
Jason, help me get the best rate and he was always there for me when I have a question. He made it easy and fast comparing to other.
Reply from Owner
April 7th, 2026 07:55 PM
Always a pleasure to help out!
Jason was very professional, experienced and helpful. I can get hold of him anytime.
He also walked me through the process very professionally and made it easy.
Reply from Jason Montoya
April 7th, 2026 07:57 PM
Always happy to help!
Jason Montoya has received a review with 5 star rating from Michael K S
Reply from Owner
April 7th, 2026 07:57 PM
Thank you so much!
Got the help i need and communication was great!
Jason has been my Loan Officer of choice for several years now. He has never surprised me with unwelcome news in the 11th hour and in all of our collective transactions, has always provided me with excellent service and the expected results...
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commnication was great
Jason was so helpful and such a reassuring presence from the first phone call throughout the entire process. He really listened to us, provided great recommendations, and worked really hard to get our loan processed.
Jason was fantastic to work with on my client’s recent home purchase. He processed the loan quickly and efficiently, keeping everyone informed throughout the process. His communication was clear, timely, and transparent—making the entire experience...
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About
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
No Appraisal, No Doc HELOCS, close in as little as 5 days
Renovation, Fix and Flip, DSCR Investor loans
Down Payment Assistance
Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
Conforming Fixed & Adjustable Rate
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Memberships
- University Club
- LGBTQ+ Real Estate Alliance
- Young Executive Society Emeritus
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234611
Awards
Achievements
- 10 years with Finance of America
Hobbies
- Hiking
- Traveling
- Wine Tasting
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235