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Jason Montoya - Loan Officer | NMLS # 234611 in San Diego, CA

Jason Montoya

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Loan Officer | NMLS # 234611

Company Logo
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    A
    Alexis N
    National City, CA
    Posted on November 17th, 2025 08:28 PM
    THANKS AGAIN JASON !
    Reply from Jason Montoya
    April 7th, 2026 07:55 PM
    Thanks for your feedback!
  • Encompass
    D
    Daniel T
    Montague, MI
    Posted on October 14th, 2025 03:08 PM
    Jason is very professional and very help
    Reply from Jason Montoya
    April 7th, 2026 07:55 PM
    So happy to be able to help
  • google
    E
    Elias R
    Posted on October 1st, 2025 03:09 PM
    my experience with Jason Montoya The way he handle my refinancing was absolutely professional. Jason, help me get the best rate and he was always there for me when I have a question. He made it easy and fast comparing to other.
    Reply from Owner
    April 7th, 2026 07:55 PM
    Always a pleasure to help out!
  • Encompass
    E
    Elias R
    San Diego, CA
    Posted on October 1st, 2025 03:09 PM
    Jason was very professional, experienced and helpful. I can get hold of him anytime. He also walked me through the process very professionally and made it easy.
    Reply from Jason Montoya
    April 7th, 2026 07:57 PM
    Always happy to help!
  • google
    M
    Michael K S
    Posted on September 14th, 2025 12:29 AM
    Jason Montoya has received a review with 5 star rating from Michael K S
    Reply from Owner
    April 7th, 2026 07:57 PM
    Thank you so much!
  • Encompass
    M
    Michael S
    San Diego, CA
    Posted on September 14th, 2025 12:29 AM
    Got the help i need and communication was great!
  • Encompass
    J
    Joseph E B
    HENDERSON, NV
    Posted on August 30th, 2025 06:46 PM
    Jason has been my Loan Officer of choice for several years now. He has never surprised me with unwelcome news in the 11th hour and in all of our collective transactions, has always provided me with excellent service and the expected results...
    read more
  • Encompass
    C
    Chester J N
    San Diego, CA
    Posted on August 22nd, 2025 08:31 PM
    commnication was great
  • Encompass
    C
    Camryn L F
    NEWBURY PARK, CA
    Posted on August 18th, 2025 03:55 AM
    Jason was so helpful and such a reassuring presence from the first phone call throughout the entire process. He really listened to us, provided great recommendations, and worked really hard to get our loan processed.
  • Encompass
    V
    Victoria S
    NEWBURY PARK, CA
    Posted on August 15th, 2025 04:15 PM
    Jason was fantastic to work with on my client’s recent home purchase. He processed the loan quickly and efficiently, keeping everyone informed throughout the process. His communication was clear, timely, and transparent—making the entire experience...
    read more
  • 21–30 of 160
    About
    I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    No Appraisal, No Doc HELOCS, close in as little as 5 days
    Renovation, Fix and Flip, DSCR Investor loans
    Down Payment Assistance
    Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
    Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
    Conforming Fixed & Adjustable Rate
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • University Club
    • LGBTQ+ Real Estate Alliance
    • Young Executive Society Emeritus
    • View All
    Addresses and Serving Areas

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 234611
    Achievements
    • 10 years with Finance of America
    Hobbies
    • Hiking
    • Traveling
    • Wine Tasting
    • View All
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235