

Jason Montoya
Loan Officer | NMLS # 234611

I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are plac... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Our LO was very communicative. He played all the important roles, LO and processor. Great job on closing a deal we thought won’t go through.
I had complex circumstances when trying to refinance my home. Jason was a pro! He maneuvered me thru quickly, always returning calls/texts promptly... no matter how much hand-holding I needed or how many questions I had! Jason also worked hard...
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I had tricky circumstances while trying to refinance my house in order to get the existing mortgage in my name. Jason was a pro in maneuvering me through the process. He was very patient with all my questions and always responded promptly!!!...
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Jason is very knowledgeable and thorough. He made the process very enjoyable and was a pleasure to work with.
Jason is a top notch loan officer! He was on top of the progress of my file the entire time and communicated with me regarding all aspects of my loan process. This is at least the 3rd loan I've done with Jason and I would highly recommend Jason...
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Jason is a great mortgage advisor because he explained to me all the possible options that I have to refinance my home and my investment property. He answered my phone calls or emails right away (even weekends). I know Jason since 2009. Now...
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Jason is incredibly knowledgeable and responsive. I highly recommend.
Jason was wonderful. He made the process of first time home buying as easy as can be.
Jason was very knowledgeable regarding the lending process. He kept us informed through out the process and was there to answer questions when they arose.
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About
I am a native San Diegan with over 20 years of experience in financial services, credit, insurance, and banking. My goal as a trusted advisor is to help provide my clients with the best financial tools available to ensure that they are placed into the strongest financial positions possible. My clients have benefited from being given choices tailored to their unique situations and goals making our process one of the most valuable experiences of a lifetime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
No Appraisal, No Doc HELOCS, close in as little as 5 days
Renovation, Fix and Flip, DSCR Investor loans
Down Payment Assistance
Mortgage loans including: Conventional, FHA, VA, Jumbo, HELOC, Commercial, Private money, and more
Mortgage, Digital HELOC, FHA, VA, Conventional, Jumbo, Super Jumbo, Reverse Mortgage, Renovation Lending, Down Payment Assistance, First Time Buyer, USDA, Non-QM
Conforming Fixed & Adjustable Rate
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Memberships
- University Club
- LGBTQ+ Real Estate Alliance
- Young Executive Society Emeritus
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234611
Awards
Achievements
- 10 years with Finance of America
Hobbies
- Hiking
- Traveling
- Wine Tasting
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235