

Janice Carroll
Mortgage Loan Officer

Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Sun
9 AM to 6 PM
Mon
9 AM to 6 PM
Tues
9 AM to 6 PM
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Reviews from Web
Janice Carroll has received a review with 5 star rating from Yordanos B
Reply from Owner
March 12th, 2025 12:03 AM
Five stars—thank you! That truly means so much. I’m so grateful to have been part of your homebuying journey and hope you’re loving every moment in your home!
We recently had the pleasure of working with Janice Carroll at Barrett Financial during our home buying journey, and I cannot recommend her and her team highly enough! From the very start, she provided exceptional service that made the entire...
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Reply from Owner
March 12th, 2025 12:10 AM
Guillermo, It was such a pleasure guiding you through this journey, and I’m so glad we could be a part of your homebuying experience. Making the process as smooth and stress-free as possible was always the goal, and seeing everything come together...
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Janice and her team are highly skilled and experienced. I have had the pleasure of collaborating with them on multiple occasions, and their assistance has been invaluable. Janice, in particular, brings a wealth of knowledge from her years of...
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Reply from Owner
June 5th, 2025 04:33 AM
Thank you so much for the thoughtful message! It’s always a joy working with you, and I truly appreciate your trust and support over the years. Your endorsement means the world to me and the team. I'm grateful for the continued connection and...
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Janice and her team are the best! We have used their Lender services for many years, and they always go beyond our expectations. Janice will look for the loan that will best suit your needs and will go out of her way to make sure that everything...
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Reply from Owner
June 5th, 2025 04:34 AM
Thank you so much for your continued trust and support—it truly means a lot! It’s always a pleasure working with you, and I’m so glad we’ve been able to help over the years. I’m here anytime you need us, and we’ll always do our best to go above...
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Janice Carroll has received a review with 5 star rating from Michael B
Reply from Owner
June 5th, 2025 04:34 AM
Thank you so much for the 5 stars! ⭐ I truly appreciate your support—it means a lot! Let me know if I can ever help again. 💛
I have closed two transactions with Janice and she was communicative, responsive and full of knowledge. I highly recommend working with her and her team.
Reply from Owner
June 5th, 2025 04:37 AM
Thank you so much! It’s such a joy working with you and you’re an amazing realtor! Your professionalism makes all the difference. I truly appreciate your trust—can’t wait for the next one! 💛
Janice and her Team (Victor) are experts managing Mortgage loans. Our experience was really awesome, all the communication during the process was verry clear and made it easy to understand. There are so many things that we did not know, and...
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Reply from Owner
June 5th, 2025 04:38 AM
Thank you so much! I’m so happy to hear your experience was a great one. It was truly a pleasure helping you through the journey—and I’m glad we could make everything clear and easy to follow. Big congrats on your new home! 🏡🎉 We’re so grateful...
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Janice Carroll has received a review with 5 star rating from Winya S
Reply from Owner
June 5th, 2025 04:38 AM
Thank you for the 5 stars! ⭐ It means a lot to know you had a great experience. I'm truly grateful for the opportunity to be part of your journey—wishing you all the best ahead!
Very good service.
Reply from Owner
June 5th, 2025 04:39 AM
Thank you so much for the 5 stars and kind words! I'm so glad you were happy with the service. Always here if you need anything in the future! 😊
Janice is amazing! She helped us out when buying a home and when we refinanced. She is super knowledgeable and breaks everything down in detail so that you understand the process and numbers! She even sent us videos with helpful graphics when...
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Reply from Owner
June 5th, 2025 04:39 AM
Thank you so much! It’s been such a pleasure helping you through both your purchase and refinance. I’m so glad the videos were helpful—and I truly appreciate your trust and kind words. Always here if you need anything down the road! 💛
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery

Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.