Janice Carroll
Mortgage Loan Officer
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Janice and her team are amazing! Janice was so easy to work with when my husband and I were applying for a home loan. She answered all of our questions and made sure we were comfortable throughout the entire process. I highly recommend Janice...
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Janice Carroll has received a review with 5 star rating from Mary A M
Janice Carroll has received a review with 4 star rating from Zakariya U
From the beginning she assured me that I was qualified and could me a find Loan.
When we did find the right Loan, she was readily available for any questions I had during the process.
Thank you so much Janice!
Sincerely,
Scott
Reply from Owner
August 26th, 2025 10:27 PM
I appreciate your thoughtful review, Scott! It was wonderful working with you, and I’m here anytime you need guidance or support in the future.
Janice Carroll has received a review with 5 star rating from Randi H
Reply from Owner
June 5th, 2025 04:17 AM
Thank you so much for the 5 stars! 🌟
I really appreciate your support—it means a lot! I'm always here if you need anything or have questions down the line.
Seamless application process. Janice listened to our needs and recommended the right product and lender.
Reply from Owner
June 5th, 2025 04:18 AM
Aw, thank you! So glad I could help—appreciate you trusting me with it. Always here if you need anything!
Janice is incredibly personable and hardworking!I was facing a particularly challenging situation, but Janice went above and beyond—working tirelessly day in and day out to help me with a refinance, even when the odds seemed stacked against...
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Reply from Owner
June 5th, 2025 04:19 AM
Wow, thank you so much! That means the world to me. It truly was a team effort, and I’m so glad we were able to make it happen—even with all the curveballs. I always try to treat every client like family, so hearing this really fills my heart....
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Janice Carroll has received a review with 5 star rating from GAUCHITO'S T
Reply from Owner
June 5th, 2025 04:20 AM
Thank you so much for the 5 stars! ⭐ I’m so happy we were able to help you make the home officially yours—what a special moment! Wishing you all the best as the official owner! 🏡🎉
Janice Carroll is an absolute rockstar! She came in at the last hour and rescued our buyer’s loan, getting it closed in under 25 days—which is no small feat. Her communication is clear, consistent, and always on point. Janice stays on top of...
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Reply from Owner
June 5th, 2025 04:21 AM
Wow—thank you so much! I really appreciate the kind words and the trust. It was a true team effort, and I’m always glad to step in and get it done. Looking forward to working together again soon! 💪🏽🏡
We are first time home buyers and Janice made the whole process easier for us. We’ve been in contact with her since November 2024, and she would consistently keep us in the loop and would inform us on the best way to go about things. She’s...
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Reply from Owner
June 5th, 2025 04:23 AM
Thank you so much! It was such a pleasure working with you, I’m so proud of how everything came together. I’m always happy to answer all the questions (even the little ones 🤣). So excited for you both as new homeowners and real estate investors—congrats...
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About
Hi, I'm Janice! I believe getting a mortgage should feel empowering, not overwhelming. Whether you're buying your first home, refinancing, or investing, my goal is to help you understand your options and make confident financial decisions. I take the time to listen, explain the numbers in plain language, and create a loan strategy that's tailored to your goals—not just what you qualify for. I love helping clients go from feeling overwhelmed by the mortgage process to walking into closing with confidence, knowing they made the right decision for their future. My commitment doesn't end at closing—I'm here to be your trusted mortgage advisor for years to come.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bridge Loans
Adjustable Rate Mortgages
Cash-Out Refinances
Commercial Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional
FHA
USDA
Jumbo
VA
Self Employed Loan
Non-QM Loans
DSCR
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Memberships
- CA Association of Mortgage Professionals
- National Association of Mortgage Brokers
- Central County Marketing Group
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Licenses
- NMLS 292558
Gallery
Awards
Achievements
- 2021 Finance of America Presidents Club
- 2021 Scotsman Guide Top 1% Mortgage Loan Originators
Hobbies
- walking
- cooking
- gardening
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Disclaimer
Barrett Financial Group #181106. Equal Housing Lender. Licensed by Dept of Financial Protection & Innovation under California Residential Mortgage Lending Act. This is not a commitment to lend. All loans are subject to approval.