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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
My wife and I closed on a home with Fairway this past October. Being first-time homebuyers, James and his team were excellent to work with. It is not hyperbole to say that they are with you every step of the way. There was constant communication...
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My husband and I met with James to talk about a mortgage and he was very helpful. We wanted to get out of where we were currently living and decided it was time to buy a house. James walked us through all the information and explained in as...
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I can't say enough good things about James and his team at Fairway! From start to finish they were always helpful and responsive. They stayed in constant contact throughout the process and answered every question I had. This was my first home...
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My fiance and I were both first time home buyers and James helped us make the entire experience a breeze. We closed on our home on 7/31. Beginning this process, we knew very little about what actually needed to be done to buy a house - we just...
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Loved working with James to close on our house at the end of May. He was always available to answerer questions. If I had to leave a message he would either text me when he could get back to me or call right back. If he did not have an answerer...
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I seriously never write reviews, but I just wanted to say how amazing James and his team were to work with. He was on top of everything during the whole loan process and answered all of my calls and texts, and there were a lot. He even answered...
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James and his team made the process easy to navigate. Everything was explained in terms that were easy to understand. As a new homebuyer, I was given information about realtors, access to MLS listings, and programs that were available to help...
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As first time home buyers, James McCullough was extremely helpful in the process of buying our home. He took time to answer every question we had, as well as working and getting everything completed in a very good manner. Overall, we are extremely...
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James and the entire Fairway team made the process of buying a home enjoyable. From the very 1st phone call, to the day of closing, the process was extremely easy (and fast). James was friendly and a pleasure to work with. They kept in constant...
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James reached out to me from a realtor contact request I made, at the time I had just started to look for a new home, he immediately gave me his cell phone number and explained who he was, what the company represents and what they could do...
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.