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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 3 PM
Sun
8 AM to 3 PM
Mon
8 AM to 8 PM(Open now)
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Reviews from Web
THEY HELPED ME THROUGH A DIFFICULT LOAN. i HAD LOST A LOT OF PAPERWORK DUE TO A FIRE AND THEY HELPED THROUGH GETTING IT ALL TOGETHER.
Very helpful through the process. I know I can reach out to him after doing business with follow up questions and he will respond in a timely manner. I have a busy schedule and James made himself available when it was convenient for me.
James was great at explaining every part of the process, and always answered my questions.
We worked with James McCullough, and he was absolutely wonderful. He was able to assist us in our very short time frame to close on a house, and we couldn't have done it without him. His communication throughout each step was very much appreciated...
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It was a complete pleasure working with James and his team at Fairway Mortgage. They were professional, knowledgeable, and very prompt with meeting our needs through the entire process of buying our home.
Very informative, answered every question we had!
James was very helpful communicating with us on every step of the process...we couldn't be more pleased with the outcome. Thank you!!!
James is extremely knowledgeable and proactive. He goes the extra mile to make sure you understand what’s happening at every step pf the loan process, and provides answers even before you have any questions. He made the whole application process...
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The personalized attention James gave us, his quick response every time we had questions or issues. He genuinely cared for us and our process.
James was timely with his responses to my questions. Very courteous.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.