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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Sat
8 AM to 3 PM
Sun
8 AM to 3 PM
Mon
8 AM to 8 PM(Open now)
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Reviews from Web
James answered any questions I had and made the loan approval process so easy.
Thank you James
James was very thorough and knowledgeable and ran numbers for me under different scenarios. There were no surprises. He communicated clearly the fees and where funds would be allocated and the amount concisely and accurately. James was also...
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I loved James and the other staffs at Fairway. They were always there for me assisting me with everything. I was able to close in less than a month. Will definitely do business in the future.
We have nothing but great things to say about our experience with James. He is incredible. We feel so lucky that we got to work with him. He is the real deal!
The communication is what set Fairway apart for us. We got exactly what we needed through every step of the loan process.
As a first time home buyer James offered all of the assistance we needed during the home buying process. We had many questions and James made himself available at all times of the day to provide us with answers. Buying a home for the first...
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James has been phenomenal throughout this whole process!! I couldn't have asked for a more helpful lender!!
James and Kim made the process completely stress free and fun! They kept me informed throughout the process so there was no guessing - they were available to me at all times - it was an amazing experience!
James and his team made the whole process so easy! Great service and friendly, supportive staff. I will definitely be recommending James to my friends.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.