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James McCullough, Home Mortgage Solutions INC - Mortgage Broker | Loan Officer NMLS# 1377694

James McCullough, Home Mortgage Solutions INC

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Mortgage Broker | Loan Officer NMLS# 1377694

Home Mortgage Solutions Inc - Columbus,OH
4.95
(416)
Company Logo
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p...... Show More
Mortgage
Mortgage Broker
Company Logo
Contact Info
(740) 877-8199
Heath, OH
https://www.zillow.com/lender-profile/james%20mccullough1
Location & Business Hours
Business Hours
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
Sat
8 AM to 3 PM
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Overall Ratings
4.95
(416)
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Reviews from Web
  • 5.0
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    Tricia T
    Posted on May 30th, 2026 11:28 PM
    I very much appreciate all the help you provided my mom and I as we navigated thru this process! You were a pleasure to work with and I will definitely recommend you to anyone in need of your services!
    Reply from James McCullough, Home Mortgage Sol...
    May 31st, 2026 11:41 AM
    Thank you, Tricia! I'm so pleased to hear that I could assist you and your mom through the process. Your kind words and recommendations mean a lot to me.
  • 5.0
    write_review_unverified
    B
    Brave D
    Posted on May 29th, 2026 04:47 PM
    Easy to work with, patient and understanding!
    Reply from James McCullough, Home Mortgage Sol...
    May 29th, 2026 05:30 PM
    I'm grateful for your kind words, Brave. It's good to know you found the experience easy and appreciated my patience and understanding.
  • 5.0
    write_review_unverified
    K
    Kim W
    Posted on May 22nd, 2026 04:24 PM
    I recommend James to anyone that will be purchasing a home. He was extremely helpful throughout the entire process and this being my first home purchase, went ABOVE AND BEYOND. He was very prompt on all of his responses and would help me anytime...
    read more
    Reply from James McCullough, Home Mortgage Sol...
    May 23rd, 2026 03:34 PM
    Kim, I truly appreciate your kind words and am so pleased to hear you had a positive experience with your first home purchase. It's great to know that my assistance was helpful throughout the process. Thank you for the recommendation!
  • 5.0
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    Elijah D
    Posted on May 15th, 2026 01:07 PM
    Very knowledgeable and honest! James goes above and beyond every single time.
    Reply from Owner
    May 22nd, 2026 03:44 PM
    I'm grateful for your kind words, Elijah. It's good to know that you appreciated my efforts and found my assistance helpful. Thank you for taking the time to share your experience!
  • 5.0
    Zillow
    M
    Michelle C
    Johnstown, OH
    Posted on May 12th, 2026 12:00 AM
    Great to work with, very responsive, and kept you up to date along the way! Answered every time I called. Gave feedback on how to save PMI. Closing was supper easy and 2 weeks earlier then planned.
    Reply from Owner
    May 14th, 2026 12:00 AM
    Thank you so much for the kind words! I really appreciate you trusting me throughout the process. I’m glad I could make everything smooth, keep you informed, and even get you to the finish line early. Wishing your mother all the best in her...
    read more
  • 5.0
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    M
    Maria D
    Posted on May 9th, 2026 12:59 AM
    James was very helpful through the entire process. He guided me through all the preparation and I am truly grateful for all this assistance and patience shown to me through the entire process. He was always there to quickly answer any questions...
    read more
    Reply from James McCullough, Home Mortgage Sol...
    May 9th, 2026 01:54 PM
    Maria, I'm so pleased to hear that you had a positive experience with me throughout your home buying journey. It was my pleasure to assist and guide you, and I'm grateful for your kind words. Thank you for trusting me with such an important...
    read more
  • 5.0
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    D
    DeAnna C
    Posted on May 1st, 2026 02:51 AM
    Short and sweet—loved working with him! He did a wonderful job and made the whole process easy to follow. I really appreciated how he gave me small tasks each day instead of everything at once—it kept me informed and stress-free. Highly recommend!...
    read more
    Reply from James McCullough, Home Mortgage Sol...
    May 1st, 2026 10:12 AM
    DeAnna, I'm so glad to hear that you had a stress-free experience and found the process easy to follow. I appreciate your kind words and recommendation. It was a pleasure working with you!
  • 5.0
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    L
    Laura B
    Posted on April 24th, 2026 08:31 PM
    A wonderful experience from start to finish~ James took our circumstances to heart and helped us in every step of the process. He is thorough, approachable, and can see your goals as his own! As we closed on our home today, I cannot appreciate...
    read more
    Reply from James McCullough, Home Mortgage Sol...
    April 25th, 2026 12:40 PM
    Laura, I'm so grateful for your kind words and the positive feedback. I'm pleased to have been able to assist you throughout the process and share in your journey. Congratulations on closing your home!
  • 5.0
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    D
    Dan M
    Posted on April 10th, 2026 03:34 AM
    Fast and easy process, reliable information and very happy with my refinance!
    Reply from James McCullough, Home Mortgage Sol...
    April 10th, 2026 11:02 AM
    Dan, it’s great to hear that you found the refinancing process fast and easy. Providing reliable information and a smooth experience is always my goal. I'm glad to know you’re happy with the service. If you need anything further or have any...
    read more
  • 5.0
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    M
    Molly M
    Posted on April 9th, 2026 11:16 PM
    James was a fantastic resource for us during the process of purchasing our home. Our search was long to find exactly what we needed for our family and he was kind and supportive throughout the whole process. He worked very well with our realtor...
    read more
    Reply from James McCullough, Home Mortgage Sol...
    April 10th, 2026 11:02 AM
    Molly, I'm really glad to hear that I could be a helpful part of your home buying journey. It means a lot to know that my efforts to communicate effectively and keep you informed made a positive impact. Supporting first-time homebuyers like...
    read more
    • 10 of 416
    About
    I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Mortgage Loan Application Assistance
    Specialities
    DSCR Loan
    Bank Statement Loan
    USDA
    SBA loan
    557
    /850
    Search Rank Score
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    Positions
    • Home Mortgage Solutions Inc - Mortgage Broker
      Oct 1st, 2024 - Current
    Memberships
    • Spring Hills Baptist
    • YMCA
    • Elks
      • View All
    Addresses and Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 1377694
    Gallery
    James McCullough, Home Mortgage Solutions INC - Gallery Photo
    Achievements
    • Obtaining a NMLS to become a MLO
    • Becoming a Broker
    Hobbies
    • Golf
    • Running
    • Reading
      • View All
    Disclaimer
    Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.