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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
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Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
you are very good person . you explain me a lot about my loan .î'm so happy to work with you. thank you so much.
Reply from James McCullough, Home Mortgage Sol...
October 3rd, 2026 12:41 PM
I'm really pleased to hear that you had a good experience, Shahida. It was my pleasure to help explain your loan, and I'm happy to have worked with you as well. Thank you for your kind words!
James is courteous and professional and was a wonderful help to me during the home buying process. I was referred to him after incurring considerable delays from a previous lender, and James was infinitely more engaged with my situation from...
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Reply from James McCullough, Home Mortgage Sol...
October 3rd, 2026 01:22 PM
I'm grateful for your kind words, Ryan. It's good to hear that I could assist you effectively and provide the support you needed throughout the home buying process. Thank you for trusting me with your mortgage needs!
Where do we start?! James has been amazing to work with! My husband and I are both night shift nurses which can make signing paperwork and scheduling phone calls or meetings a challenge but not with James! He made sure things worked for both...
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Reply from James McCullough, Home Mortgage Sol...
September 17th, 2026 08:24 PM
Georgia, I'm so pleased to hear that your experience was so positive. I understand how challenging schedules can be, and I'm glad I could accommodate yours while ensuring everything was clear and manageable. Your kind words truly mean a lot,...
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James is so helpful!! I strongly recommend him to anyone considering purchasing a home.
Reply from James McCullough, Home Mortgage Sol...
September 9th, 2026 09:25 PM
Steven, I'm grateful for your recommendation. It's wonderful to hear that you found my assistance helpful in your home-buying journey. If you need any further assistance, feel free to reach out.
James is fantastic to work with. He took the time to answer all of my questions and is stellar with communication. Even if he isn’t available he let me know and let me know when he could get back to me. I highly recommend working with James,...
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Reply from James McCullough, Home Mortgage Sol...
September 8th, 2026 01:55 PM
Thank you, Jamie, for your kind words. I'm glad I could assist and provide the communication you needed throughout the process. It's great to hear that you felt well-supported, and I appreciate your recommendation.
James was a huge help throughout the entire process. My wife and I were in the process of buying a new home while I was selling mine, so having James assistance throughout was essential. I highly recommend him.
Reply from James McCullough, Home Mortgage Sol...
September 8th, 2026 01:51 PM
Cody, I'm truly grateful for your kind words. It was a pleasure to assist you and your wife during such an important transition. I'm happy to know that my support was helpful, and I appreciate your recommendation.
James was a fantastic Broker to work with on our recent move from out of state, to the Columbus, OH area. Due to the distance, our conversation was basically through phone calls, emails, and texts. Even so, James was very approachable, always...
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Reply from James McCullough, Home Mortgage Sol...
August 24th, 2026 10:16 PM
Jeff, I'm pleased to hear that you had such a positive experience with my assistance during your move to Columbus. I appreciate your kind words and am glad I could keep you informed and comfortable throughout the process. Should any of your...
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I have used James several times and each time his services have been top notch. He is quick to answer my questions and help with the process from start to finish. Highly recommend his services.
Reply from James McCullough, Home Mortgage Sol...
July 29th, 2026 12:17 PM
Thank you, Johanna, for your kind words and for continuing to trust me with your mortgage needs. I'm pleased to hear that my services have consistently met your expectations. Your recommendation means a lot to me.
James McCullough is more than a professional Mortgage Broker and Loan Officer. He partners with his customers and truly takes a vested interest in their success. He has helped me twice in the last four years. I have seen first hand how James...
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Reply from James McCullough, Home Mortgage Sol...
July 29th, 2026 12:16 PM
Chis, I appreciate your kind words and am grateful for the opportunity to work with you over the years. It's great to hear that you felt supported and valued during your mortgage process. I'm always here to help whenever you need it.
James was great to work with. Extremely helpful throughout the process. I highly recommend working with him.
Reply from James McCullough, Home Mortgage Sol...
July 27th, 2026 04:01 PM
Hi Brock, I'm grateful for your kind words and recommendation. It's wonderful to hear that you found my assistance helpful throughout the process. Thank you for choosing to work with me!
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.