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James McCullough, Home Mortgage Solutions INC, - Mortgage Broker | Loan Officer NMLS# 1377694
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James McCullough, Home Mortgage Solutions INC...

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Mortgage Broker | Loan Officer NMLS# 1377694

Home Mortgage Solutions Inc - Columbus,OH
Company Logo
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Mortgage
Mortgage Broker
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Contact Info
(740) 877-8199
Heath, OH
https://mortgagesbyjames.com
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Reviews From Previous Organization
    A
    Adnan W
    Grove City, OH
    Posted on June 8th, 2018 01:44 AM
    I am first time home buyer really had no idea about anything but James made the whole process very easier and smooth he treated me like a family member really nice guy God bless him and his family he really is a polite and nice guy will recommend...
    read more
  • Reviews From Previous Organization
    B
    Bryce D
    Columbus, OH
    Posted on May 22nd, 2018 10:51 AM
    Well the process was daunting and difficult at times but James went above and beyond. Answering my calls at all hours on all days, exploring any and all means to get me approved. I can’t say thanks enough
  • Reviews From Previous Organization
    J
    Joshua O
    Grove City, OH
    Posted on May 21st, 2018 09:47 PM
    Answers all your questions in a timely manner and made the process all the way to the closing easy
  • Reviews From Previous Organization
    D
    Daniel N
    Marysville, OH
    Posted on May 19th, 2018 10:20 AM
    Over all James will do what’s right by his customer. However, the process and how fairway does things is very misrepresented from the get go. If I could go back and start over I think I would have gone a different route.
  • Reviews From Previous Organization
    D
    David G
    Canal Winchester, OH
    Posted on May 4th, 2018 04:55 PM
    James helped us through all aspects of the process from building our credit up to the language of the loan and recommending a title company. It took quite a few months but never once did he get irritated with the million questions we had. I...
    read more
  • Reviews From Previous Organization
    G
    Gregory S
    Orient, OH
    Posted on May 4th, 2018 11:37 AM
    easy process. i just uploaded what was asked and esigned where i was told. a little bit annoying with the last minute stuff i had to resubmit but nothing too stressful about it at all.
  • Reviews From Previous Organization
    Z
    Zachary S
    Galloway, OH
    Posted on April 30th, 2018 05:19 PM
    The communication was great, all my questions and concerns were answered right away. James and the whole team were friendly and made sure i felt comfortable through the whole processes
  • Reviews From Previous Organization
    J
    Jeremy G
    Plain City, OH
    Posted on April 30th, 2018 04:16 PM
    Very smooth process. Great communication from all involved.
  • Zillow
    S
    Sabrina S
    Columbus, OH
    Posted on February 28th, 2018 12:00 AM
    James was great to work with. Super responsive and kept us well informed throughout the process. The turnaround time from the date of contract to the closing was less than 5 weeks. The underwriting process was well organized and we received...
    read more
  • Zillow
    C
    Codymears22
    Reynoldsburg, OH
    Posted on December 14th, 2017 12:00 AM
    My wife and I were first time home buyers with only rough ideas about how the process was going to go. James was the first loan officer we spoke with and he ended up being the last. Even in just one visit he made us feel THAT confident about...
    read more
    • 411–420 of 430
    About
    I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Mortgage Loan Application Assistance
    Specialities
    DSCR Loan
    Bank Statement Loan
    USDA
    SBA loan
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    Positions
    • Home Mortgage Solutions Inc - Mortgage Broker
      Oct 1st, 2024 - Current
    Memberships
    • Spring Hills Baptist
    • YMCA
    • Elks
      • View All
    Addresses and Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 1377694
    Gallery
    James McCullough, Home Mortgage Solutions INC, - Gallery Photo
    Achievements
    • Obtaining a NMLS to become a MLO
    • Becoming a Broker
    Hobbies
    • Golf
    • Running
    • Reading
      • View All
    Disclaimer
    Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.