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Jay Dearing - Loan Officer in Irvine, CA

Jay Dearing

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Loan Officer

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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5 Star
91%
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9%
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Reviews from Web
  • SFTP
    R
    Real W
    Coralville, IA
    Posted on April 2nd, 2026 02:51 PM
    James Dearing is a true professional. He was very knowledgeable about equity products, and made sure I was comfortable with each detail of the loan. He clearly explained how to best leverage my home equity and ensured the documentation and...
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  • write_review_unverified
    R
    Rose O
    Posted on March 19th, 2026 02:47 AM
    Jay helped me and was so informative and helpful! Made me feel comfortable talking to him about any questions or concerns. 10 out of 10!
    Reply from Jay Dearing
    June 30th, 2026 02:52 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 21–22 of 22
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2391702
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing