

Jay Dearing
Loan Officer

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Everything seemed very efficient
James was always avaliable for my calls with questions or concerns. He was prompt with all followups and very clear with the certain elements I needed to get done applying for the loan. He has an excellent working knowledge of various components...
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It seems smooth in communication was great
Took forever but wasn't his fault
Simple , easy, and fast process
James was very pleasant to work with. The transaction was quick and easy. I was very please with James!
everything was ok
Worked with me to get a loan that I could afford with a decent interest rate. I was able to conslidate credit cards and have a little extra to do some repairs to my house. James always responded to my text and calls. He always went over and...
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Jay was incredible!! We ran into several roadblocks but he was dedicated and stayed by our side until we funded. He was so kind and willing to do whatever it took to get us to the finish line. I highly recommend him to anyone!
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Very helpful from start to finish.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2391702
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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