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Jay Dearing - Loan Officer in Irvine, CA

Jay Dearing

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Loan Officer

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
    F
    Frederick D
    Byhalia, MS
    Posted on September 15th, 2026 03:15 PM
    Everything seemed very efficient
  • SFTP
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    Tony R
    ROLESVILLE, NC
    Posted on September 15th, 2026 12:26 AM
    James was always avaliable for my calls with questions or concerns. He was prompt with all followups and very clear with the certain elements I needed to get done applying for the loan. He has an excellent working knowledge of various components...
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  • SFTP
    R
    Robert P
    CLAYTON, NC
    Posted on September 4th, 2026 08:16 PM
    It seems smooth in communication was great
  • SFTP
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    Kyle G
    OELWEIN, IA
    Posted on August 28th, 2026 08:29 PM
    Took forever but wasn't his fault
  • SFTP
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    James J
    LEXINGTON, SC
    Posted on August 28th, 2026 06:10 PM
    Simple , easy, and fast process
  • SFTP
    C
    Cathy J
    FORT MILL, SC
    Posted on August 19th, 2026 04:49 PM
    James was very pleasant to work with. The transaction was quick and easy. I was very please with James!
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    Audrey G
    Decatur, GA
    Posted on August 1st, 2026 12:38 PM
    everything was ok
  • SFTP
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    Phyllis P
    Lagrange, GA
    Posted on July 31st, 2026 06:25 PM
    Worked with me to get a loan that I could afford with a decent interest rate. I was able to conslidate credit cards and have a little extra to do some repairs to my house. James always responded to my text and calls. He always went over and...
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  • SFTP
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    Stephanie J
    MOUNT VERNON, IN
    Posted on July 30th, 2026 12:22 AM
    Jay was incredible!! We ran into several roadblocks but he was dedicated and stayed by our side until we funded. He was so kind and willing to do whatever it took to get us to the finish line. I highly recommend him to anyone!
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  • SFTP
    M
    Maureene S
    FLINT, MI
    Posted on July 11th, 2026 02:09 PM
    Very helpful from start to finish.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2391702
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing