Jay Dearing
Loan Officer
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Search Reviews
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very helpful from start to finish.
I feel like Jay became a friend along with being my loan officer. He listened, talked through many things with me, and was there to answer every question. I would 100% recommend him without a doubt, to anyone needing help. I'm very pleased...
read more
professionalism, great attitude and understanding every step of the business at hand. Thank you
James was very polite and patient with my lack of "technology skills". He answered my questions and made me feel comfortable with this process.
He represents your company well.
The process was quick and simple.
J really looked out for my husband and me. He went above and beyond to get us the best deal. I will definitely use his services again.
Walked through the process step by step and made sure everything was made clear.
Reply from Jay Dearing
June 30th, 2026 02:52 PM
I really appreciate the feedback and am looking forward to working with you again.
I am happy you help me with applicatien. Thank you
Our experience with Jay was outstanding! We were inundated with calls, texts and emails when we first showed interest in a HELOC through another company, mostly AI or scripts. One day I decided to respond to Jay's initial contact and he was...
read more
Reply from Jay Dearing
June 30th, 2026 02:52 PM
I really appreciate the feedback and am looking forward to working with you again.
Jay helped with our refinance and got us the best option for our goals.
11–20 of 22
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2391702
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing