James S. Carmody
Branch Manager | NMLS# 308051
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and s... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very smooth process and everything laid out ahead of time as to what would be expected.
Reply from Carmody Team
January 30th, 2026 04:39 PM
Connor, I'm glad to hear that the process was smooth and that everything was clear in advance. Planning and transparency are important to me, so it's great to know you felt prepared. If there's anything else I can do for you, please let me...
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all good!!
Reply from Carmody Team
January 26th, 2026 03:56 PM
Hi Evelyn, I'm glad everything went well for you! If there is anything else I can assist with, feel free to let me know.
Superb guidance and communication for my clients!
Reply from Carmody Team
January 23rd, 2026 08:23 PM
Michael, thank you for sharing your feedback. I'm pleased that my guidance and communication have been beneficial for your clients. If there's anything more I can assist with, please feel free to reach out.
James and his team were exceptional to work with from start to finish. Their communication was proactive, clear, and consistent, and they remained organized and solutions-focused every step of the way. Even with a few hurdles that could have...
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Reply from Carmody Team
January 23rd, 2026 05:43 PM
Amie, I appreciate your thoughtful feedback. It's great to know the team's proactive and organized approach made a positive impact on your experience. Handling challenges smoothly to meet deadlines is something I strive for, so I'm glad it...
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Everyone was very professional. Thank you!
Reply from Carmody Team
January 7th, 2026 04:29 PM
I'm grateful to hear you found everyone to be professional. If there's anything more I can do for you in the future, please don't hesitate to reach out.
James & his team were so helpful and approachable with every little question or concern we had. I would 100% us him and his team again & recommend him to eveyone I know. He's the best!
Reply from Carmody Team
January 5th, 2026 09:50 PM
It's encouraging to hear that you found my team and me approachable and helpful with your questions and concerns. Your willingness to recommend us means a lot. If you ever need assistance or have more questions, I'm here to help.
Great communication and availability.
Reply from Carmody Team
January 1st, 2026 07:35 PM
It's good to hear that you found my communication and availability effective. Ensuring these aspects are in place is important to me. If there's anything more you need in the future, don't hesitate to let me know.
Great communication and always on top of everything!
Reply from James S. Carmody
December 24th, 2025 06:06 PM
Thank you for your professionalism and teamwork.
James and the team helped us find our dream condo at a great price!
Reply from Carmody Team
December 29th, 2025 08:18 PM
I'm glad I could assist in helping you find your dream condo at a great price. It's fulfilling to know that you had a positive experience. If there's anything else I can do in the future, please feel free to reach out.
totally professional and kept me informed all the way to closing.. Bravo James!
Reply from James S. Carmody
May 6th, 2026 05:16 PM
Thank you for your kind review Anthony. It was a pleasure guiding you through this process! Please don't hesitate to reach out to the team and I for anything, we are honored to be here as a resource for you.
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About
It has always been James’ vision to create an educational experience for his clients. When you work with James and his team, you will immediately feel the difference. His primary purpose is to assist you in making sound financial long and short-term choices. He knows that a home loan is one of the biggest financial transactions most people will ever make. He and his team are highly motivated to excel in all aspects of the loan process. We use industry leading tools to share with our clients in order for them to create a clear path to the most cost-effective mortgage strategy. Being a direct lender allows James to underwrite and fund loans in-house which translates into quick smooth closings for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer Specialist
VA Loan Expert
Wide Range of Investor Loan Programs
Aggressive Jumbo Rates
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
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Positions
- Synergy One Lending - Partner, Vice PresidentJan 1st, 2012 - Current
- Rise Up Radio - HostDec 1st, 2015 - Current
Memberships
- MBREA
- REBA
- METRO
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 308051
Achievements
- Chairmans Club
Hobbies
- Fishing
- Watching Sports
- Family Time
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235