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Guild Mortgage - Jack O'Neal
Loan Officer

I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycl... Show More
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Great Communication!
Reply from Guild Mortgage - Jack O'Neal
May 29th, 2025 03:18 PM
Thanks Valerie! Great to have an opportunity to work with you! Look forward to many more!
Bruna and Jack are both great to work with. They are very quick to respond to texts or emails and are very knowledgeable on their loan products. Thank you both for making the purchase of my clients dream home go so smoothly! I highly recommend...
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Reply from Jack O'Neal
May 29th, 2025 03:19 PM
I'm thrilled to hear that you had such a positive experience with both Bruna and me. It's wonderful to know we could assist in making your client's home purchase smooth and efficient. Thank you for your kind words and recommendation. This one...
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This was my first home buying experience. Jack was incredibley patient, kind, and walked me through each step of the process and made sure I understood at each step.
Reply from Jack O'Neal
May 29th, 2025 03:19 PM
Thanks Kacey! It was a pleasure to help you. So excited for you to have a home all your own!
My experience with Jack was excellant. From the first time we discussed getting pre-approval to my closing, Jack was always great with communication and getting things done quickly. Thank you so much for a great experience !
Reply from Jack O'Neal
May 23rd, 2025 11:12 PM
I'm thrilled to hear that your experience with the purchase process was excellent. It was a pleasure to assist you from pre-approval to closing. Thank you for your kind words, and I appreciate the opportunity to work with you.
Easy to work with and great communication throughout!
Reply from Guild Mortgage - Jack O'Neal
May 29th, 2025 03:21 PM
Thank you! This was a very rewarding transaction to help our mutual client. Here's to many more! ;-)
Great communication all the way through!
Reply from Jack O'Neal
May 23rd, 2025 09:54 PM
I'm glad to hear that you had a positive experience with the communication during your purchase process. It was a pleasure assisting you, Diane. Thank you for your kind words and for choosing Guild Mortgage.
Jack provided amazing and responsive service during the entire process. His experience and expertise was very apparent as he took me from start to finish. Will continue to recommend him to friends and colleagues.
Reply from Owner
May 29th, 2025 03:22 PM
I'm thrilled to hear that you had such a positive experience with our service. It was a pleasure to guide you through the process, and I truly appreciate your recommendation to others. Thank you for your kind words.
Jack provided amazing and responsive service during the entire process. His experience and expertise was obvious as we navigated through my personal situation.
Reply from Jack O'Neal
May 22nd, 2025 07:00 PM
I'm thrilled to hear that you had a positive experience with the service I provided at Guild Mortgage. It was a pleasure to assist you with your purchase, and I appreciate your kind words about my experience and expertise. Thank you for your...
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Guild Mortgage - Jack O'Neal has received a review with 5 star rating from Cynthia K
Reply from Owner
May 29th, 2025 03:22 PM
I'm thrilled to see your 5-star rating and hear about your positive experience with Guild Mortgage. It was a pleasure assisting you, and I appreciate your trust in our services. If you have any further questions or need assistance, please feel...
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Jack O'Neal made the process very easy . He explained and walked me through every step. All the staff was pleasant and helpful.
Reply from Guild Mortgage - Jack O'Neal
April 25th, 2025 05:00 PM
I'm thrilled to hear that you found the process easy and informative. It was a pleasure guiding you through each step. Thank you for your kind words about our team at Guild Mortgage. We are here to assist with any future needs you might have....
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About
I am a native of Colorado and have been in the Grand Junction area since 1967. My wife and I enjoy outdoor activities with friends, family and our two dogs. When not working on business related matters, I love to ride motorcycles and bicycles, as well as ski both cross country and downhill.
A graduate of the XINNIX Academy for Mortgage Originators, I have been originating residential mortgage loans in Western Colorado since leaving traditional sales and customer service positions, most recently as the general manager of a local Powersports dealership.
Through the years I have maintained a reputation of providing consistently good customer service and honest answers to important questions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgages. Purchase focused, but we do refinances as well. Conventional, FHA, VA and USDA.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 277559
Disclaimer
I am authorized to do business in the states of Arizona, Colorado, Florida and Nevada. AZ BK#0018883; AZ BKBR# 1050949; AZ LO Lic.# 1019419; NV Mortgage Company #1141; NMLS ID: 277559; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.