

Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Timely, willing to answer questions, and her assistant Tara was as well.
Reply from Cheryl Euart
November 8th, 2023 01:55 AM
Thank you, Branden, for your positive feedback. I'm pleased to hear that you found our service timely and that we were able to answer your questions to your satisfaction. Tara and I always strive to deliver the best experience for our clients...
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Friendly, helpful, and I got a house! Thank you, Cheryl!
Reply from Cheryl Euart
November 8th, 2023 01:53 AM
I'm absolutely thrilled to hear about your positive experience, Kathryn. It was genuinely my pleasure to assist you throughout the process. Your kind words and the 5-star rating are greatly appreciated. Nothing makes me happier than knowing...
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We are very pleased with Cheryl and her team, they made this process as smooth as possible and were with us at every step. We are very grateful for everything.
Reply from Cheryl Euart
November 8th, 2023 01:59 AM
Thank you so much for your kind review, Meliza. It was an absolute pleasure working with you and Gabriel throughout the process. Your satisfaction is our greatest reward. We at Community Lending always endeavor to provide the best and smoothest...
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Communication
Reply from Cheryl Euart
November 8th, 2023 02:01 AM
I appreciate your feedback, Nicole. I'm pleased to hear that you found our communication satisfactory. We strive to maintain open lines of communication with all our clients and your rating of 4.50 out of 5 stars encourages us to continue doing...
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Cheryl Baldwin has received a review with 5 star rating from Marcos P
Cheryl was professional, knowledgeable, and awesome to work with.
Reply from Cheryl Euart
November 8th, 2023 02:00 AM
Thank you so much for your kind words, Marcos. I'm thrilled to hear that you found our service at Community Lending to be professional and knowledgeable. It was a pleasure working with you on your home mortgage needs. Your feedback is greatly...
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Very good communication between both parts, patience & very professional.
Reply from Cheryl Euart
March 4th, 2022 03:17 PM
You were such a pleasure to work with. I am so honored to have been part of the team that helped you achieve this goal. Congratulations!
Her experience definitely helped to get this done
Reply from Cheryl Euart
March 4th, 2022 03:18 PM
Thank you for trusting me again with your refinance. I am always here for you and your family. You have a lender for life and No Lender Fees for Life. Best wishes.
Great communication from the staff and quick turnaround time.
Reply from Cheryl Euart
March 4th, 2022 03:20 PM
Hello April, it was a pleasure to work with you and guide you through the home loan process. I'm glad we were able to overcome the hurdles that came into play during the transaction. I have a great operations team and am excited that we closed...
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Very knowledgeable and easy to talk, every time me or my husband had a question she made sure to take time to answer every single one of them.
Reply from Cheryl Euart
March 4th, 2022 03:21 PM
Thank you Vanessa and Scott for trusting me with your home financing. What a quick and smooth closing with no Appraisal required =). I look forward to working with you again in the future. Remember you have a lender for life with no lender...
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.