Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Timely responses and ongoing support offered.
Reply from Cheryl Euart
March 7th, 2024 03:46 PM
Cleared to Close in just 11 Days! It was such a pleasure working with you. Do not hesitate to reach out if you have any questions or need further financing assistance in the future. We are your Lender for Life! Congratulations!
Cheryl was very professional and kept us informed weekly. I love a smooth transaction. Thank you!
Reply from Cheryl Euart
March 7th, 2024 03:47 PM
Teva, it was a pleasure working with you all. It sure was a smooth transaction. I look forward to working with you again in the near future. Do not hesitate to reach out should you need anything.
I am a repeat client that is satisfy with the hard work that she provide and the great education. I will do that over and over again. She will do everything and all things to help you get the lower rate and the best rate to get you approved...
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Reply from Cheryl Euart
March 7th, 2024 03:48 PM
It was an honor to assist you again with the purchase of your new home. We are your Lender for life! We are here for all of your home financing needs. Any questions, do not hesitate to reach out. Congratulations!!!
If I has a question it got answered quickly.
Reply from Cheryl Euart
March 7th, 2024 03:49 PM
Brian it was a pleasure working with you and your wife. I'm glad to be part of the team to assist you with this new investment purchase. If there is anything I can do to assist in the future, do not hesitate to contact me. We are your lender...
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Cheryl and her team are amazing ! The best processing/closing I’ve experienced to date ;)
Reply from Cheryl Euart
March 7th, 2024 03:50 PM
This is music to my ears!!! We are here to assist you and your clients through a seamless homebuying experience. I look forward to working with you in the near future. Do not hesitate to reach me should you need anything!
Cheryl was extremely efficient and very communicative. Cheryl took 24 days from start to finish. She was the angel God sent to work on my behalf. The Munnings Family want to thank you.
Reply from Cheryl Euart
January 31st, 2024 10:29 PM
It was such a pleasure working with you and your family. My heart is full by your family's appreciation. It was an honor to be part of the team that helped your dream of homeownership become a reality.
This is our second time working with Cheryl. She was great and helpful. She ensure we were on task for a smooth and stress-free closing
Reply from Cheryl Euart
November 8th, 2023 01:40 AM
Thank you for being a customer for life and trusting me with your family's home financing needs. It is a pleasure working with you again and we are always here for you and Ralph.
She stayed on top of everything and had the mindset of "the sooner the better." Definitely benefits those who may procrastinate.
Reply from Cheryl Euart
November 8th, 2023 01:49 AM
Thank you for your feedback, Bobby. I'm glad to hear you appreciated my prompt and attentive approach. At Community Lending, we prioritize ensuring our clients' needs are met in a timely manner. I recognize your rating indicates there's room...
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Cheryl went above and beyond, EXCEEDED our expectations and got us a better deal than the bank! This was our first purchase in the US and she provided us with unparalleled advice, service, and honesty. She also managed to close within record...
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Reply from Cheryl Euart
November 8th, 2023 01:51 AM
Thank you so much for your generous review, Kevin! I'm thrilled to hear that your experience with me and my team at Community Lending exceeded your expectations. It was an absolute pleasure assisting you with your first US purchase and helping...
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Cheryl was very helpful and understanding, despite her personal challenges at the time she was handling my case, she made sure that her team was helping me every step of the way. She explained to me things that unclear to me. Thanks!
Reply from Cheryl Euart
November 8th, 2023 01:53 AM
I'm truly touched by your kind words, Jessica. It's my job to ensure that my clients understand each step of their home mortgage process, even when times are challenging. Your satisfaction is my priority, and I'm thrilled to know my team and...
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.