Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very knowledgeable and thorough, always attentive and extremely patient. I would recommend Cheryl to anyone.
Reply from Owner
March 5th, 2022 04:04 AM
Thank you Franklin, always a pleasure working with you.
After 9 years of selling real estate, I have worked with ALOT of lenders.I use Cheryl as my preferred lender.Like in real estate, there might be tons of loan officers but there are very few that are really, really good.Cheryl is one of the...
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Reply from Owner
March 5th, 2022 04:04 AM
Thank you Alexa, meeting standards is definitely something we at Community Lending want to do but we can’t help but give that little extra to exceed expectation. Every deal has a family behind it. Children pick out their bedrooms before contract...
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Cheryl is amazing to work with, She is very knowledgeable in the Mortgage field, She is not only amazing at what she does but she is also fast in getting back to her clients. Love working with her as a insurance agent. DS
Reply from Owner
March 5th, 2022 04:04 AM
Thank you so much for the kind words!
Thank you for your professionalism.
Reply from Owner
March 5th, 2022 04:04 AM
Thank you!
Cheryl, was friendly, informative and understanding. She understood what I needed and helped put a plan together just for me.
Reply from Owner
March 5th, 2022 04:04 AM
Thank you for your kind words. I look forward to your closing
Cheryl was very courteous and prompt in getting the loan approved once I submitted my information.
Reply from Owner
March 5th, 2022 04:04 AM
Thank you. My pleasure to assist you.
Cheryl Baldwin has received a review with 5 star rating from Conrad E
Reply from Owner
March 5th, 2022 04:04 AM
Thank you
Cheryl Baldwin has received a review with 5 star rating from Katia P
Reply from Owner
March 5th, 2022 04:04 AM
Thank you
Cheryl is amazing, hyper-knowledgeable in her field and moves swiftly. We couldn't have closed without her, and she's an incredible asset.
Reply from Owner
March 5th, 2022 04:04 AM
Thank you. Always a pleasure
Cheryl is an absolute pleasure to work with! She communicates throughout the entire process and is always willing to answer questions. Cheryl always keeps everyone in the loop and is extremely knowledgeable when it comes to mortgages.
Reply from Owner
March 5th, 2022 04:04 AM
Thank you for the kind words. Always a pleasure working with you.
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.