Cheryl Baldwin

Name: Lower, LLC
Address: 8191 College Pkwy Suite 203, Fort Myers, Florida, 33919
Telephone: +1-561-880-1204
Rating: 4.92

Mortgage Loan Advisor | NMLS# 1668094

Community Lending

4.92

(238)

Mortgage

Mortgage Loan Officer

Contact Info

(561) 880-1204

Fort Myers, FL

https://mortgagesbycheryl.com/

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM(Open now)

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.92

(238)

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5 Star

96%

4 Star

3 Star

2 Star

1 Star

the Portal is an excellent tool of communicatio, very easy to access. thanks again Monalisa and Bernard Gipson

Reply from Cheryl Euart

November 19th, 2024 02:41 PM

I'm so pleased to hear that you found our portal to be an excellent tool for communication, Bernard and Lisa. Your feedback is very much appreciated. It's always fantastic to know when our customers find our services easy to access. Thank you...

Everything was smooth . I’m so happy 😀

Reply from Cheryl Euart

October 11th, 2024 02:47 PM

I'm thrilled to hear that you had such a positive experience, Hector! From helping the buyer of your sale, to helping you with your new purchase, your satisfaction is our top priority. Your kind words and the excellent rating truly mean a lot...

Cheryl and her team were truly amazing. They were there for us every step of the way, addressing all our questions with patience and care. Cheryl's honesty and transparency made the process much easier, as she guided us through what to expect...

Reply from Cheryl Euart

October 11th, 2024 02:47 PM

Thank you for your kind words, Cynthia. I'm thrilled to hear that you had such a positive experience with me and my team. We always strive to provide the best possible service and help our clients every step of the way. It warms my heart to...

I had an exceptional experience working with Cheryl and Community Lending while purchasing my new home. From start to finish, their team was incredibly professional, responsive, and supportive. They guided me through each step of the mortgage...

What made my experience great with the lender and her team was their exceptional communication and personalized approach. They took the time to thoroughly explain every step of the process, answered all my questions with patience, and ensured...

Reply from Cheryl Euart

September 26th, 2024 06:18 PM

Thank you, Milton, for your wonderful review. It was a pleasure to assist you throughout your home buying process. I'm thrilled to hear that our team's commitment to clear communication and personalized approach greatly enhanced your experience....

Cheryl made it great, she is patient kind and efficient she just makes the whole process seemless

Reply from Cheryl Euart

September 26th, 2024 06:19 PM

Thank you, Michele, for your kind words and fantastic rating. I'm so glad to hear that you found the process seamless and that you appreciated my approach. It's always my goal to provide efficient, patient, and kind service to all clients at...

Rapid communication, effective problem solving and making the process as smooth as possible for us!

Reply from Cheryl Euart

September 26th, 2024 06:20 PM

Thank you so much for your kind words, Summer. I'm delighted to hear that you had such a positive experience with our communication and problem-solving I and my team brought forth. Ensuring a smooth process for our clients is always a top priority,...

Cheryl first and foremost thank you for your great services in purchasing my first home. Thank you for always keeping an open line and keeping me on task with my documents. I couldn't have a better loan officer. I appreciate you, may God continue...

Reply from Cheryl Euart

September 26th, 2024 06:21 PM

Hi Lynda, I'm so glad to hear that you had a positive experience while buying your first home! Keeping open communication and making sure everything runs smoothly is part of the job that I love. I'm thrilled to hear that I could contribute...

Happy 😊 buy house first time

Reply from Cheryl Euart

September 26th, 2024 06:21 PM

I'm thrilled to hear that you're happy with your first home purchase, Owens! It's always a pleasure to help first-time buyers navigate this big step. Thank you for taking the time to leave a 5-star review for me and my team at Community Lending,...

Great service

Reply from Cheryl Euart

September 26th, 2024 06:22 PM

I'm thrilled to see your five-star review, Timothy! I'm glad my service met your expectations. I'm here anytime you need assistance. Thank you for taking the time to share your positive experience!

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About

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Down Payment Assistance

Conventional Home Loan

Medical Professional Mortgages

USDA Loans

DSCR Loans

Cash-Out Refinances

Home Equity Loan

Specialities

Conventional Loans

FHA, VA, USDA Loans

Jumbo/Portfolio Loan Products

Non-QM Home Loans

Home Equity Line of Credit

DSCR Loans

Bank Statement Loans

Asset Depletion Loans

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Positions

Lower, LLC - Mortgage Loan Advisor
Mar 1st, 2019 - Current
The Mortgage Firm - Mortgage Loan Advisor
Mar 1st, 2017 - Mar 1st, 2019

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2004

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS# 1668094
Branch NMLS# 2385908

Disclaimer

© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.