

Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I'm satisfied.
Very knowledgeable and easy to work with. 🤗
From our first contact with Cheryl up to the final closing Cheryl was very professional and knowledgeable. We depended on her expert advice and support. She was always available. It was a pleasure working with Cheryl and I would not hesitate...
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I trusted Cheryl with my best buyers ever- my own parents. She was wonderful with them, very patient and showed she not only cared about doing a great job but that she also cared about my parents. I look forward to many more successful closings...
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Cheryl was always available morning, day, or night. She got my clients to closing several days early. Thats what I look for in a lender. True professional!
Communication.
Cheryl was always available for any questions we had. Always pleasant and friendly.
Cheryl responded very quick to every question and request. She was very efficient and effective and made sure every part of our Real Estate transaction ran smoothly. Her excellent communication skills kept everybody in the loop which resulted...
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Cheryl made it great. She is a gem and an asset to your company. She was always there to answer questions and calm my anxious mind. She was a pleasure to work with. Very knowledgeable. Definetly recommend to my friends and family.
Prompt competent courteous setvice
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.