Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Absolutely amazing! She addressed all my questions and needs. 100% professional and efficient! I would use her over and over again
Cheryl is very knowledgeable and I love working with her!! The only person i trust to get my clients approved and to the closing table!
Cheryl is a true professional. Follow-up and attention to detail coupled with a caring and professional service making doing business a pleasure. She is there to help the client along the way, and ensure that the deal is closed. You can trust...
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Cheryl not only gave us all the options available with the upsides and downsides but was also very patient with us. Being first time homeowners there were a lot of questions and Cheryl walked us through each one settling any doubts we could...
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She is the best! Period! ❤️
excellent person and professional, he was always very aware of us and always looked for. the best option for us
thanks cheryl
It was a fast, smooth closing kept my client inform at all time.p It it wasn’t for the HOA approval we would have closed in sooner. She’s definitely awesome to work with would highly recommend.
Certainly happy to work with Cheryl, three of her qualities immediately come to my mind: resourceful, knowledgeable, and proactive, Thank you Cheryl for your permanent support !
Reply from Cheryl Euart
March 12th, 2019 03:23 PM
Thank you! I look forward to working with you!
Certainly happy to work with Cheryl, three of her qualities immediately come to my mind: resourceful, knowledgeable, and proactive, Thank you Cheryl for your permanent support !
Reply from Owner
March 12th, 2019 12:00 AM
Thank you! I look forward to working with you!
Cheryl was able to take a loan application, find a great loan program for my client and get us to Clear to Close within 6 business days. My client was extremely happy with Cheryl’s professionalism, integrity and quick response in finding resolutions....
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.