Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
From start to finish was excellent, all my questions were answered and I had ALOT ! Tekla is the Best!!
We are so thankful that we were referred to Cheryl to help us with purchasing our first home! She is very knowledgeable, transparent, always available, has quick turnaround time and very helpful! Honestly, I can go on about how great she is...
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We are so thankful that we were referred to Cheryl to help us with purchasing our first home! She is very knowledgeable, transparent, always available, has quick turnaround time and very helpful! Honestly, I can go on about how great she is...
read more
We are so thankful that we were referred to Cheryl to help us with purchasing our first home! She is very knowledgeable, transparent, always available, has quick turnaround time and very helpful! Honestly, I can go on about how great she is...
read more
.
It was wonderful working with Cheryl. As first time home buyers, we were a little worried about the process, but Cheryl was there every step of the way to any questions had. She was wonderfully thorough and patient. She also came to the closing...
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Helpful and straightforward service.
The entire team was a pleasure to work with. The loan representatives were always accessible, knowledgeable, and efficient. Further, the transaction got to the closing table without delay.
Cheryl was very responsive. She responded via email, text and phone calls. I had a thousand questions and she answered each of them. We were able to close in 13 business days. Awesome!
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.