Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cheryl was amazing making this deal happen in less than 3 weeks!
Cheryl was amazing to work with. She communicates very well and got the loan closed in 19 days.
My husband and I both had a wonderful experience working with Cheryl Euart during our refinance process. She is always professional and pleasant and takes the time to explain whatever is needed. Cheryl was available by text to answer any questions...
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Thank you so much! This transaction was handled with the upmost care!
It was an awesome and incredible service to my clients. I would refer Cheryl with my eyes close. I push hard to make things happen for my clients and I was so happy to see that she was the same. Extremely hardworking and extremely pleasant!I...
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You do your best to help the customers get their homes.
Very informative and fast response time. Pleasure to work with!
Cheryl made my first home buying experience a breeze. She was very patient and informative. I hope that my next real-estate purchase is this simple!
Excellent customer service. Very thorough and knowledgeable. Cheryl is always pleasant to talk to. Made our experience quick and easy. I would highly recommend to my friends and family.
Cheryl and the entire team with Community Lending are always on top of their game! They are so wonderful to work with. They will always be at the top when it comes to me using them, personally, and when I refer out to clients. Thank you for...
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.