Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cheryl is great to work with. Very professional and punctual throughout the entire process
Cheryl is by far one of the most amazing Mortgage Advisors out there! Her remarkable attention to detail supersedes most in the industry. She makes sure her clients are considered first and makes sure she keeps the realtors she works with communicated...
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Reply from Heroes Choice Lender
November 8th, 2020 06:47 PM
Thank you for your kind words and recommendation!
Cheryl is by far one of the most amazing Mortgage Advisors out there! Her remarkable attention to detail supersedes most in the industry. She makes sure her clients are considered first and makes sure she keeps the realtors she works with communicated...
read more
If all the parties to this transaction, Cheryl was the only one who delivered on all her commitments on time.
Well done.
Everything for the most part was done quickly and efficiently. Hooray!
Cheryl was very through with her information and very informative. I’m in the process or getting a home but after listening to Cheryl’s presentation I begin to seconds my self if I’m made the right to apply with the company I’m with. If I could...
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Reply from Heroes Choice Lender
September 15th, 2020 03:39 AM
Thank you so much for such a wonderful Review. I am so glad you found my homebuyer presentation beneficial. Should you have any questions or concerns do not hesitate to contact me. To keep up with the mortgage and real estate updates and homebuying...
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Cheryl was very through with her information and very informative. I’m in the process or getting a home but after listening to Cheryl’s presentation I begin to seconds my self if I’m made the right to apply with the company I’m with. If I could...
read more
I had a GREAT EXPERIENCE with Cheryl Euart at Community Lending. She kept me informed on every move involving the mortgage loan processing. The weekly Journey video's were fantastic and with every new accomplished step in the mortgage process,...
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Cheryl paid attention to every detail. She was timely and communicated frequently. If she needed anything, she reached out. She had the loan end totally under control.
Greatttttt customer service soon as we made that call she made sure we got the loan we were seeking, no matter the time of the day my husband and I was Able to contact her, she made sure there was a smooth sailing process
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.