Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Cheryl is very professional and knowledgeable in her field. She is super fast and understanding! I couldn’t have asked for a better experience, 10 out 10 would recommend to anyone looking for a lender ! Fantastic job !
Cheryl has truly been the best part of our house buying process. She made everything so easy. Thank you again for helping us and being with us for so long. We appreciate your time and patience with us.
Cheryl worked very hard to get everything moving in the right direction so closing would be done fast .She did everything so professionally and kept us informed every step of the process, and we will highly recommend her to any person needing...
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Overall, my experience was awesome. Cheryl and her team made the process easy and understandable that was important to me as I had no clue in the beginning about buying a home. I will use her again in the near future.
Fantastic Service communication and overall depth of experience - Highly recommended
Cheryl and her team go above and beyond. This is the second time we’ve worked with Cheryl and she did not disappoint. From the first conversation to the last, she was always willing to get what we needed done.
Would definitely use them again
Toe to toe,pound for pound, undefeated in my books. Gives great realistic advice. The works she has performed for us on this mortgage game is incomparable! Thanks for everything and definitely will be doing business again!
Cheryl and her team were on top of everything with no delays. Their level of service and constant, clear communication is great. And to top it off, Cheryl and her team obtained a clear to close in just 17 days! Sincerely this has been the best...
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Cheryl took the time to explain everything to me. She would update me right away on any new information and guided me. Communication was very strong.
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.