

Cheryl Baldwin
Mortgage Loan Advisor | NMLS# 1668094

Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound adv... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Fantastic loan advisor! Very knowledgeable and an expert in her field. Highly recommended!
Reply from Owner
March 5th, 2022 04:04 AM
Thank you for the kind words. Always a pleasure working with you.
Cheryl is the best mortgage loan advisor I have met so far. She makes sure she answers all the concerns in a timely manner and handles every situation professionally. From initial loan consultation to final closing day, she keeps every single...
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Cheryl is so very kind and was attentive to our every need. She’s a genuine person and looked out for my best interests with my first home buying experience. She treated my family like her own and for that, I’m am extremely grateful! Everything...
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Great people to work with
Always available and professional.
Very knowledgeable & kept me continuously informed.
Cheryl was great. She was with me every step of the way during the process and really helped guide and direct me.
As a veteran, she worked well understanding VA loans. She gave me great information I was unaware of which helped save me money on my home loan. Was able to get my loan closed within a shorter than expected time frame. I will be coming back...
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Cheryl was knowleagable, pleasant and responsive. I look forward to working with her again.
Cheryl was so much help with purchasing our first home. She was very informative and took the time to explain everything to us. I will highly recommend Cheryl to anyone that is is looking for a new home.
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About
Cheryl Euart is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Cheryl will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
USDA Loans
DSCR Loans
Cash-Out Refinances
Home Equity Loan
Specialities
Conventional Loans
FHA, VA, USDA Loans
Jumbo/Portfolio Loan Products
Non-QM Home Loans
Home Equity Line of Credit
DSCR Loans
Bank Statement Loans
Asset Depletion Loans
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Positions
- Lower, LLC - Mortgage Loan AdvisorMar 1st, 2019 - Current
- The Mortgage Firm - Mortgage Loan AdvisorMar 1st, 2017 - Mar 1st, 2019
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1668094
- Branch NMLS# 2385908
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.