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Heidi Gage at NFM Lending - Renovation Loan Manager/Loan Originator | NMLS# 213769 in Linthicum Heights, MD
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Heidi Gage at NFM Lending

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Renovation Loan Manager/Loan Originator | NMLS# 21...

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I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Reviews from Web
  • Encompass
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    Denora Y
    Decatur, GA
    Posted on June 25th, 2025 02:31 PM
    The customer service that was provided. Also keeping me informed every step of the process.
    Reply from Heidi Gage
    June 25th, 2025 02:38 PM
    I'm thrilled to hear that you were satisfied with the customer service and communication throughout the process. It was a pleasure assisting you at NFM Lending. Thank you for your kind words.
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    Dawn E S
    Secretary, MD
    Posted on June 25th, 2025 01:11 PM
    The process was as painless as possible. There was great communication and the platform for document uploads and signing was perfect.
    Reply from Heidi Gage
    June 25th, 2025 01:24 PM
    I'm thrilled to hear that you found the process painless and that our communication and platform met your needs. It was a pleasure assisting you through this journey. Thank you for your kind words and for choosing NFM Lending!
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    Neima M
    Baltimore, MD
    Posted on June 15th, 2025 12:46 PM
    Working with NFM lending and Moore specifically Alicia has been a pleasure. Everyone is very communicative and transparent and extremely knowledgeable about all of the processes. Even with my process being more complicated than usual they seem...
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    Reply from Heidi Gage
    June 15th, 2025 01:04 PM
    We are thrilled to hear about your positive experience with NFM Lending and Alicia in particular. It's great to know that the communication, transparency, and expertise of our team made the process smoother for you. Thank you for sharing your...
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    Melissa L G
    Clayton, NJ
    Posted on June 9th, 2025 04:09 PM
    We had a pretty seamless experience through all of the digital signing and being kept in the loop. We did have some communication issues before signing that I felt could have been handled better. Not knowing what we needed for closings until...
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    Reply from Heidi Gage
    June 9th, 2025 04:21 PM
    Thank you, Melissa, for sharing your feedback. I'm glad to hear that the digital signing process was seamless and that you felt well-informed throughout. I apologize for any communication issues that occurred before signing, especially the...
    read more
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    Michael D
    Deptford, NJ
    Posted on June 7th, 2025 03:49 PM
    Heidi was fantastic! She went above and beyo d to provide exceptional customer service
    Reply from Heidi Gage
    June 7th, 2025 07:15 PM
    I'm thrilled to hear that you had such a positive experience, Michael. It was a pleasure to assist you, and I appreciate your kind words about the service provided. Thank you for choosing NFM Lending!
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    Khaali T
    Snellville, GA
    Posted on May 31st, 2025 04:21 PM
    Heidi did a great job staying in contact and keeping me on track all the way to closing.
    Reply from Heidi Gage
    May 31st, 2025 07:05 PM
    I'm glad to hear that you were satisfied with the communication and support throughout the process. It was a pleasure assisting you to closing, and I appreciate your feedback.
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    Kassandra A
    Columbus, OH
    Posted on May 19th, 2025 01:24 PM
    Heidi and Mike were really nice and understanding. I am a first time home buyer and had many questions and concerns. I loved how they were always checking up on me even if i I didn't have any questions or if we weren't working on anythin. I...
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    Reply from Heidi Gage
    May 19th, 2025 03:18 PM
    I'm thrilled to hear that you had a positive experience working with Mike and me. It was a pleasure assisting you through your first home-buying process, and I'm glad we could address your questions and concerns. We look forward to helping...
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  • Encompass
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    Charles D L
    JENA, LA
    Posted on May 18th, 2025 03:34 AM
    Our entire experience has been almost effortless. We have been guided from the beginning through all the steps with ease even when our computer skills were lacking. Heidi has been a joy to work with.
    Reply from Heidi Gage
    May 19th, 2025 01:03 PM
    I'm thrilled to hear that your experience was almost effortless and that I could assist you throughout the process. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing NFM Lending.
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    Alfreda V D
    Indian Head, MD
    Posted on May 8th, 2025 08:37 PM
    I had a complex and tedious renovation loan. Heidi and her team were knowledgeable, professional and extremely conscientious in ensuring that I fully understood the process and my options. I cannot say enough about her skills in helping me...
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    Reply from Heidi Gage
    May 9th, 2025 01:19 PM
    I'm thrilled to hear about your positive experience with the renovation loan process. It was my pleasure to assist you, and I'm glad I could help you navigate through it smoothly. Your kind words mean a lot, and I'm grateful for the opportunity...
    read more
  • Encompass
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    Minh N T N
    Glen Arm, MD
    Posted on April 30th, 2025 01:55 PM
    Immediately responsive, made everything super easy for me to provide info, docs. Explained everything in a clear and understandable manner. Really just white glove handling. Already have referred her to people.
    Reply from Heidi Gage
    April 30th, 2025 02:39 PM
    I'm thrilled to hear that you found the process smooth and comprehensible. It was my pleasure to assist you, and I truly appreciate your referrals. Thank you for sharing your experience with NFM Lending.
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    About
    I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    FHA
    Purchase and Refinance
    Renovation Loans - FHA, VA, Conventional
    Renovation Loan Financing for Purchase
    Renovation Loan Financing for Refinance
    Fannie Mae Homestyle
    FHA 203(k) Standard and Limited
    VA Renovation
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    Positions
    • NFM Lending - Renovation Loan Manager
      Sep 10th, 2021 - Current
    • Movement Mortgage - Regional Renovation Manager
      Nov 1st, 2013 - Sep 1st, 2021
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    Memberships
    • GBBR
    • WCR
    • NAR
    • View All
    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 213769
    Videos
    Achievements
    • Top 1% Mortgage Originator - Mortgage Executive Magazine
    Hobbies
    • Travel
    • Renovations
    • Horses
    • View All
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.