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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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Reviews from Web
Everyone at NFM was very prompt and responsive. We always felt in the loop and they picked up the phone whenever we had questions. We primarily worked with Alyssa, Heidi, and Joann.
Reply from Heidi Gage
August 12th, 2025 02:46 PM
Molly, I'm glad to hear that you felt supported and connected throughout your experience at NFM Lending. It's encouraging to know that our team's promptness and responsiveness resonated with you. Working alongside Alyssa and Joann is always...
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Very organized team and well experienced people in the team.
Reply from Heidi Gage
August 4th, 2025 01:11 PM
Azhar, thank you for your kind words about my team and me. It's great to hear you found us organized and experienced. I’m committed to making each lending process as smooth as possible, and having a reliable team certainly helps in achieving...
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Heidi is the absolute best. If the deal can happen, it will happen with Heidi. She is an absolute boss and closer. All my friends and family will hear about her
Reply from Heidi Gage
July 30th, 2025 08:24 PM
Bryant, I'm really touched by your words. I strive to be as effective and supportive as possible, so it's wonderful to hear that you feel confident in my ability to close deals. It means a lot that you'd share your experience with friends and...
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Heidi dealt with a few curveballs without blinking. Service and communication was excellent
Reply from Heidi Gage
July 30th, 2025 03:40 PM
Dustin, I'm truly glad to hear that you found my service and communication excellent throughout the process. Handling unexpected challenges can be tough, but I'm pleased we could manage them effectively for you. Thank you for trusting us with...
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very responsible and very good communication
Reply from Heidi Gage
July 30th, 2025 08:24 PM
Bryan, I'm pleased to hear that you found the communication and responsibility met your expectations. Maintaining a seamless communication process is a priority for me, so it’s gratifying to know that it resonated with you. Thank you for taking...
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They were very helpful had great communication and gave great advice
Reply from Heidi Gage
July 18th, 2025 04:38 PM
Monica, I'm glad to hear you found the advice and communication helpful. It's important to me that you felt supported throughout the process. Thank you for choosing NFM Lending and for sharing your experience!
Heidi made what most consider a daunting and intimidating process, smooth and easy. Heidi was not only knowledgeable and friendly, but also incredibly attentive and responsive. First-time home buyers and experienced purchasers alike, look no...
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Reply from Owner
October 10th, 2025 12:00 AM
Thank you James! It was a pleasure serving you on your First time home purchase. Thank you for the kind words!! I really do appreciate it. Enjoy the new house!!
Heidi made the process easy from pre-approval to closing. As a first time home-buyer, this process can be a bit daunting, but Heidi did an excellent job guiding us.
Reply from Heidi Gage
July 16th, 2025 12:07 AM
James and Bea, I'm so pleased to hear that you felt guided and supported through the entire home-buying process. I understand how daunting it can be, especially for first-time buyers, and I'm glad I could help make it easier for you. And I...
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The entire process was great. Even though we were up against some tight timelines, Hedi, JoAnn, Mario, and the entire NFM Lending team was patient and guided us along the way. Just keep us posted when rates come down and when we can refi.
Reply from Heidi Gage
July 16th, 2025 12:07 AM
Devin, I'm pleased to hear that you had a great experience with the entire process. Managing tight timelines can be challenging, and I'm glad that JoAnn, Mario, and I could guide you through it patiently. We will definitely keep you posted...
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Heidi and aimee were absolutely phenomenal. They were availabke to answer all of my questions and always very responsive.
Reply from Heidi Gage
July 2nd, 2025 03:53 PM
I'm delighted to hear that you found both Aimee and me to be responsive and helpful throughout your process. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing NFM Lending.
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
