Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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I love Heidi and the NFM Team they were Very Knowledgeable Very Comforting . I never had to wonder what status of the loan. Iwas informed promptly of what was going on and what was needed of me.I also loved the open and honest communication...
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Reply from Heidi Gage
April 29th, 2025 03:30 PM
I'm thrilled to hear about your positive experience with us, Elease. It was a pleasure to guide you through the mortgage process, and I'm glad you found the communication clear and the timeline efficient. I'm especially happy to know that the...
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Im grateful that everyone was patient with me!
Reply from Heidi Gage
April 13th, 2025 05:09 PM
I'm glad to hear that our team was able to provide you with the patience and support you needed. It was a pleasure assisting you at NFM Lending. If you have any further questions or need assistance, please feel free to reach out.
Great experience overall!
Reply from Heidi Gage
April 13th, 2025 05:10 PM
I'm thrilled to hear that you had a great experience, Shay. It was a pleasure working with you at NFM Lending. Thank you for your positive feedback!
Heidi was unbeliebable! she was super responsive and efficient throughout the Loan process. We even closed a week early! I cant speak highly enough of her and her team. WI'll definitely recommend her services to friends and family!
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Reply from Heidi Gage
March 15th, 2025 01:11 PM
Thank you so much, Ian! It was a pleasure working with you, and I'm thrilled we could close early and make the process smooth for you. Your kind words mean a lot to me and my team. I appreciate the recommendation and look forward to helping...
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She was very informative and very good at oetting letting us know what was going on during the whole process. You could tell the whole team wanted us to get a house and tried everything they could.
Reply from Heidi Gage
March 11th, 2025 05:42 PM
Thank you so much, Justin! It was a pleasure working with you. I'm thrilled to hear you felt informed throughout the process. Our team at NFM Lending truly cares about helping our clients achieve their homeownership dreams, and it's wonderful...
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Any questions we have had, Heidi and her team have been very prompt with the answers.
Reply from Heidi Gage
March 7th, 2025 02:57 PM
Mark, thank you so much for taking the time to leave your review. I’m really pleased to hear that you found our responses prompt and helpful. It’s important to me to ensure you feel supported and informed throughout the process. If you ever...
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Heidi was great to work with. She walked us through the process with patience and immense knowledge.
Reply from Heidi Gage
March 5th, 2025 03:36 PM
Jessica, thank you so much for your kind words! I'm thrilled to hear that you found my guidance helpful throughout the process. It was a pleasure working with you, and I'm glad I could assist you with my knowledge and patience. If you have...
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Heidi was incredible! I interviewed 6 mortgage lenders and Heidi was the most knowledgeable, flexible and was constantly working with me to create a solution that will lead me to homeownership . I'm so grateful for her resourcefulness and commitment...
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Reply from Heidi Gage
March 5th, 2025 03:37 PM
Ashley, thank you so much for your kind words! I'm thrilled to hear that you found our work together empowering and educational. It was a pleasure to be part of your journey to homeownership, and I'm glad we could come up with solutions that...
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Heidi has consistently gone above and beyond. She is very easy to work with and responds to queries quickly and often outside of business hours.
Reply from Heidi Gage
February 4th, 2025 03:21 PM
Wow, Stephanie, thank you so much for this wonderful review! It means the world to me that you feel I’ve gone above and beyond. I truly enjoy working with my clients and strive to make the process as smooth as possible, so I’m delighted to...
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Seamless, knowledgeable, professional 👌.
My first time buying a home so TRUST was a factor.
They are Awesome and Thanks for putting up with me, when I didn't understand information and helping me process it all.
Reply from Heidi Gage
February 4th, 2025 03:21 PM
Wow, Samantha, a 5-star review! That truly means the world to me. I'm so thrilled to hear your home buying experience was seamless and that you felt I was knowledgeable and professional. Buying a home for the first time can definitely be overwhelming,...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
