Top 5%
Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heidi did a great job with communication & answering questions along the way. Joann was very quick to respond to emails as well.
Reply from Heidi Gage
November 10th, 2025 02:54 PM
Keri, I'm glad to know that my communication and responsiveness met your needs throughout the process. It's always my aim to ensure every question is addressed thoroughly. It's also wonderful to hear that Joann was prompt in her email responses....
read more
Very professional and an all around wonderful experience!
Reply from Heidi Gage
November 10th, 2025 02:55 PM
I'm glad to hear you had such a positive experience. Providing a professional service and ensuring a satisfying process is always my goal. Thank you for choosing to work with me at NFM Lending, and for sharing your feedback!
My experience was great, anytime questions were asked or I didn't understand, all my questions were explained with lots of detail and easy to understand, easy to work with, great and friendly people! I would recommend to anyone!
read more
Reply from Heidi Gage
November 10th, 2025 02:55 PM
I’m glad to hear your experience was positive and that you found the explanations clear and helpful. Ensuring that all questions are addressed with thorough detail is important to me, so knowing that it made things easier for you is very gratifying....
read more
Without a doubt the most seamless, friendly and professional loan experience we have ever had.
Much thanks to Heidi and her team.
Reply from Heidi Gage
October 27th, 2025 12:32 PM
Scott, thank you for sharing your experience. I'm glad to hear that the loan process was seamless and professional for you. It’s always my goal to create a positive and friendly lending environment. I appreciate your acknowledgement of both...
read more
Excellent service! Highly recommend!
Reply from Owner
October 24th, 2025 12:06 PM
Valrie, I'm glad to hear you had an excellent experience. I'm always here to provide the best service possible, and it's fantastic to know you'd recommend me. Thank you for choosing to work with us at NFM Lending!
Everyone was very professional, knowledgeable , and helpful throughout the process.
Reply from Heidi Gage
October 24th, 2025 12:06 PM
Valrie, I’m glad to hear that professionalism and helpfulness were evident throughout your experience. Providing knowledgeable support is always my goal, and it’s rewarding to know it made a positive impact for you. Thank you for your feedback...
read more
Very transparent and forward
Reply from Heidi Gage
October 13th, 2025 12:42 PM
I'm glad to hear that you found my approach to be transparent and straightforward. These qualities are essential to me in making the lending process clear and efficient for you. Thank you for your feedback and for working with me at NFM Lending!...
read more
Heidi was great. The process is ridiculous
Reply from Heidi Gage
September 25th, 2025 06:47 PM
Hiram, I appreciate your feedback and am glad to hear you felt positively about my role in the process. I understand it can sometimes be complex, and the paperwork for the loan process on top of the renovation loan can be daunting. My team...
read more
I had a very good experience working with NFM lending. They are very knowledgeable about the process their communication and professionalisn throughout the process was exceptiona. Ms Heidi Gauge ability to guide me through the process was ou....
read more
Reply from Heidi Gage
September 22nd, 2025 12:20 PM
Marjorie, I'm grateful for your thoughtful review and pleased to hear about your positive experience with NFM Lending. It's rewarding to know you felt well-supported, whether it was through my guidance or the responsiveness of JoAnne and Arrita....
read more
Heidi and her team were awesome. Very professional, friendly, on time, got things done for me✔️. Sure made this process much less stressful.
Reply from Heidi Gage
September 22nd, 2025 12:20 PM
I'm glad to hear that you found my team and me professional and friendly. Making the process less stressful for you is always a priority, so I'm happy we could achieve that. Thank you for your feedback and for choosing to work with me at NFM...
read more
51–60 of 228
About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
View All
Memberships
- GBBR
- WCR
- NAR
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
View All
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
