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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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All went very well until we got involved with the appraisal , the guy you all hired was the worst one i have ever met, ask Heidi she was pulling her hair out because of him , that's the only reason ive not given you all a ten and its not Heidi's...
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Reply from Heidi Gage
August 17th, 2023 04:31 PM
Thank you for the feedback Dusty! I've shared our concerns about that particular appraiser with our appraisal team so they can ensure this won't happen again! :) It was a pleasure working with your family. Let me know if I can assist in any...
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Some of the steps along the way seemed redundant but in the end the actual closing was very smooth. Thank you,
Reply from Heidi Gage
August 17th, 2023 04:32 PM
I'm glad you were pleased with the closing process. We strive to make the process as efficient and stress-free as possible. Thank you for taking the time to review our services.
Appreciated Heidi's depth of knowledge in VA Loans and responsiveness!
Reply from Heidi Gage
August 17th, 2023 04:32 PM
Thank you for your kind words, Alycia! I'm so glad I could help you with your VA Loan. It's important to me to make sure my clients have the best experience possible. Thanks for taking the time to leave a review for NFM Lending!
Heidi was filled with knowledge. Her eagerness and willingness to go above and beyond to make tbis loan work was something I have never imagined. Heidi is a superstar and easy to speak with. She's a person doing business with other real people...
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Reply from Heidi Gage
August 17th, 2023 04:32 PM
Thank you so much, Katie! I am so happy to hear that I was able to make the loan process so easy and comfortable for you. I am always willing to go above and beyond for my clients, and it's a great feeling to know that I have done so to your...
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Heidi handled every hurdle in our path like a champ. Her and her team were very professional and had great communication. She did everything in her power to bring this to close. It felt like I had my own gladiator fighting for me at all times...
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Reply from Heidi Gage
August 17th, 2023 04:33 PM
Thank you for your kind words, John! I'm so glad that I was able to be a part of your home buying experience. It was a pleasure to work with you, and I'm glad that you felt I gave my all. I'm here anytime you need me! Thank you again for your...
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Working with Heidi was great. She was always quickly and readily available to answer questions.
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:23 PM
Chandler, I'm glad to hear you had a positive experience working with me. At NFM Lending, being readily available to answer questions is a priority, and I'm pleased it made your process smoother.
I wish Heidi has communicated clearly and consistently. She wasn't available as much as she should have been and she gave us inaccurate/incomplete information which hindered the buying process and ended up costing me a lot more money than it...
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Heidi Gage was great. She was an email or phone call away. Very knowledgeable and answered our questions that we brought up and other things that came up as well.
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:23 PM
Randall, I'm glad to know that I could assist you with your questions and be easily reachable by email or phone. At NFM Lending, I always aim to provide knowledgeable support throughout the process. Thank you for your kind feedback!
Very informative, responsive to all inquiries. Such a smooth process!
NFM Lendinf was great in helping me with my home loan. They were responsive and answered the phone every time I called. Each person guided me on the process and I am grateful for that. The only thing I would say that could use improving is...
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
