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Heidi Gage at NFM Lending
Renovation Loan Manager/Loan Originator | NMLS# 21...

I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jum... Show More
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To begin with everyone was real nice they answered all your questions they kept you informed and would tell friends and family about you
Reply from Heidi Gage at NFM Lending
September 19th, 2026 04:23 PM
David, I'm glad to hear that you found everyone at NFM Lending to be friendly and informative. I appreciate your willingness to recommend us to your friends and family.
Im really happy with the services I received
Clear communication was sometimes missing.
Communication was great, all the steps were explained, everything was done in a timely manner and obstacles along the way were tackle. Happy with the service
Very pleased overall! Process was fairly smooth. Tina did a exceptional job communicating and helping me along the way. She definitely went the extra mile and was very personable.
I’m happy to have purchased my home. Thansk
Heidi, helped us obtain our dream to become home owners. Thanks for everything!
Heidi was outstanding! Always responded quickly to my many questions, solved issues that came up and was very pleasant, professional and knowledgeable. I couldn’t have asked for anything more from Heidi!!
Reply from Heidi Gage
February 8th, 2023 08:31 PM
Thank you for your kind words! We loved working with you on your renovation loan! Happy Hammering!!!
From start to finish, Heidi and her team guided my husband and I through the unknowns of the loan purchase process. JoAnn was absolutely fantastic in getting everything she needed through Underwriting and getting that final stamp of approval...
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Exelente service
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About
I have over 30 years of experience in the mortgage industry, with a variety of mortgage loans, and I specialize in the Renovation loan programs backed by Fannie Mae, FHA, and VA. While I love renovation loans, I also offer Conventional, Jumbo, FHA, VA, USDA, and the Maryland Mortgage Program. With an extensive product array, I consult with my clients and give them a variety of options for financing their home. My background in processing and closing taught me that a smooth loan process and an on-time closing are just as important as a competitive interest rate which is why I provide detailed communication throughout the loan process, with clear timelines upfront and milestone loan updates throughout the loan process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
FHA
Purchase and Refinance
Renovation Loans - FHA, VA, Conventional
Renovation Loan Financing for Purchase
Renovation Loan Financing for Refinance
Fannie Mae Homestyle
FHA 203(k) Standard and Limited
VA Renovation
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Positions
- NFM Lending - Renovation Loan ManagerSep 10th, 2021 - Current
- Movement Mortgage - Regional Renovation ManagerNov 1st, 2013 - Sep 1st, 2021
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Memberships
- GBBR
- WCR
- NAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 213769
Videos
Achievements
- Top 1% Mortgage Originator - Mortgage Executive Magazine
Hobbies
- Travel
- Renovations
- Horses
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Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.